About Our Top Picks
Annuity FYI’s Top Picks represent what we feel are the best annuities among the thousands of products in the marketplace today.
- Top growth products are based on several factors, including company rating and benefits.
- Top income annuities include products currently offering the highest income* payouts.
- The Fixed or Multi-Year Guarantee Annuity (MYGA) rate table is regularly updated with current top rates by contract period.
Rates can vary by state, age, spousal information, and other factors. Not all products may be available in all areas. For these reasons, we recommend requesting a custom quote or product information by clicking the button below each Top Picks table.
Top Fixed Index Annuities for Growth
Principal protection with upside potential through index participation (such as S&P 500). Principal protection and growth.
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4.
American Fusion MYGIA
Why We Like It
Good case, better case! Earn 5% per year guaranteed OR 6.83% if the S&P 500 hits a specific performance threshold.
5.
Harbourview FIA
Why We Like It
Fixed Rate Special! Guaranteed fixed rate of 9.25% interest first year with competitive caps on the S&P 500, NASDAQ 100 and Russell 2000. No fees!
Top Fixed Index Annuities for Income
Guaranteed Lifetime Income is dependent on multiple factors including, but not limited to age, state of residence and deferral period. Please consult one of our professionals for an exact quote.
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4.
Summit Edge
Why We Like It
Best left alone! Highest income for longer deferral periods, A+ rated company.
5.
Ascent Pro 10
Why We Like It
Jack of all trades! Competitive income for all deferral periods and compelling payout options to hedge against inflation.
Top Bonus Annuities for the Annuity Rescue Program
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4.
Synergy Choice Bonus
Why We Like It
Short and Sweet! Highest cash bonus available for a 5 year annuity at 8%. Compelling S&P 500/NASDAQ rates and no fees!
5.
American Select Bonus
Why We Like It
Highest Bonus with no fees! Up to 17% premium bonus, great for fee averse investors.
Guaranteed fixed rate of return for a specified period of time.
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Top Fixed Annuity (MYGA) Rates
* Income calculations are based on a male, age 65, living in Florida with a $100,000 investment.
** Usually at an additional fee of .85% to 1.25% annually on average.
*** Usually at an additional fee of .90% to 1.50% annually on average.
