Limited-Time Fixed Index Annuity Opportunity
31% Premium Bonus – Limited-Time Opportunity
Give your retirement savings a powerful head start with a fixed index annuity currently offering a 31% total premium bonus.
This featured fixed index annuity may give qualified buyers a powerful head start with a 31% premium bonus, principal protection, index-linked growth potential and more than 20 index strategy options.
In Tom’s example, a $100,000 premium may create a $131,000 starting value for applicable contract calculations.
The enhanced bonus opportunity is available for a limited time, so now may be an ideal time to request the details and determine whether this fixed index annuity may fit your retirement goals.
Free information request. No pressure. No
obligation. Product features, rates, bonuses, and
availability are subject to change.
Get the Details Before the Deadline
Request Product Details
Complete the form or call now to request information about the fixed index annuity featured in Tom Hamlin’s video. This product is not available for all ages and in all states; contact us to see if you qualify.
A licensed annuity specialist can walk you through the product’s 31% premium bonus opportunity, index options, participation rates, liquidity provisions, minimum and maximum premium guidelines, and important contract details. The 31% premium bonus is only available for a limited time, so requesting information now gives you time to review the opportunity before the deadline.
Prefer to talk now? Call 1-866-418-3114
Why This Fixed Index Annuity Deserves a Closer Look
Not all fixed index annuities are structured the same way. The insurance company, bonus design, index menu, participation rates, liquidity rules, surrender schedule, and contract provisions can all affect whether a product is truly competitive for your situation.
This featured annuity is designed around a safety-first foundation, principal protection, indexed growth potential, and a 31% premium bonus opportunity which will only be available for a limited time.
For qualified buyers, that limited-time bonus may provide a meaningful head start – but the details should be reviewed before the deadline.
31% Premium Bonus
According to the video, a $100,000 premium may receive a 31% premium bonus, creating a $131,000 starting value for applicable contract calculations. The current 31% bonus is only available for a limited time, subject to product terms and availability.
Principal Protection
This fixed index annuity is designed to protect your principal from direct market losses while offering index-linked growth potential, subject to contract terms.
More Than 20 Index Strategy Options
The contract includes access to a lineup of index strategies, including S&P 500-based and multi-asset index options.
Participation Rates Over 100% in Many Strategies
Depending on the selected index option and term, participation rates may exceed 100% on certain one-year and two-year strategies.
Year-Two Liquidity Access
The video highlights 10% second-year liquidity based on both premium and bonus value. In the $100,000 example, that may mean access to $13,100 in year one, subject to contract terms.
Low Minimum, High Capacity
The video states that the contract may be available with a minimum premium of $20,000 and may accept up to $2.0 million without prior company approval, subject to issuer rules and availability.
What Makes This Opportunity Stand Out?
Bonus Potential, Index Options, Liquidity, and Principal Protection
Tom’s video highlights several features that may make this fixed index annuity especially compelling for qualified buyers. The contract is designed for people who want protected principal, indexed growth potential, access to a strong insurance-company foundation, and a substantial first-day bonus opportunity.
Because annuity products are long-term contracts, it is important to understand not only the headline features, but also how the bonus is credited, how index strategies work, how participation rates apply, how withdrawals are treated, and what surrender charges or limitations may exist.
Key Product Features We Can Walk Through With You
- 31% premium bonus opportunity described in the video
- Current bonus only available for a limited time
- How a $100,000 premium example may become $131,000 in applicable contract value
- Minimum premium requirement, starting as low as $20,000 according to the video
- Premium capacity up to $2.0 million without prior company approval, subject to availability and issuer rules
- Available fixed index annuity crediting strategies
- S&P 500-based and multi-asset index strategies
- Participation rates and how they apply over one-year and two-year terms
- Principal protection and no direct market-loss exposure
- First-year and second-year liquidity features
- Surrender charges, withdrawal limits, and other contract provisions
- Whether the product aligns with your retirement income, accumulation, liquidity, and risk-management goals
Need the Product Details?
That’s exactly why we’re here. Request the information and a licensed annuity specialist can explain the contract features in plain English, with no pressure and no obligation.
The 31% premium bonus is available for a limited time only.
This Opportunity May Be Worth Reviewing If You Are:
Looking for a fixed index annuity with principal protection
Interested in a significant premium bonus opportunity
Comparing protected-growth options for retirement assets
Concerned about market volatility but still interested in index-linked growth potential
Seeking an annuity backed by a strong insurance company
Wanting access to liquidity features before committing to a long-term contract
Considering moving funds from cash, CDs, money markets, or lower-yielding fixed accounts
Looking for a no-pressure explanation from a licensed annuity specialist
Interested in reviewing the opportunity before offer ends.
Why Work with Annuity FYI?
Annuity FYI was built for people who want clear, practical guidance before making important retirement decisions. Our team focuses on fixed annuity education, product comparison, and no-pressure conversations designed to help consumers understand what they are buying before they commit.
Fixed Annuity Focus
Annuity FYI focuses on fixed annuity education, product research, and helping consumers understand contract features before they buy.
Licensed Guidance
Speak with a licensed annuity specialist who can explain the product’s bonus, index options, liquidity features, and contract terms.
No-Pressure Approach
Tom describes the process as “no pressure.” The goal is to provide information, answer questions, and help you decide whether the product deserves consideration.
Safety-First Review
We help you review the insurance company, guarantees, contract provisions, liquidity rules, and growth potential before making a long-term decision.
Since 2000 · Fixed annuity focused · Consumer education driven
The 31% Premium Bonus Limited-Time Offer
This featured fixed index annuity may offer a powerful combination of premium bonus potential, principal protection, index-linked growth opportunity, and flexible access to funds.
If you want to review the details, now is the time to request information and speak with a licensed annuity specialist.
Free. No obligation. No pressure. Focused on helping you make an informed annuity decision.
Frequently Asked Questions
What type of annuity is featured in the video?
The video discusses a fixed index annuity. Fixed index annuities are insurance products designed to provide principal protection while offering interest-crediting potential linked to the performance of selected market indexes, subject to contract terms.
When does the 31% premium bonus end?
The 31% premium bonus featured in the video is scheduled to end August 6th, 2026. Product features, rates, bonuses, and availability can change, so it is important to request current information before making a decision.
What happens after the offer ends?
After the offer ends, the 31% premium bonus may be reduced, replaced, extended, or no longer available. A licensed annuity specialist can confirm current availability and explain the product details.
Do I need to purchase before the offer ends to qualify?
Qualification requirements, application deadlines, funding deadlines, and issue-date rules may vary by product and insurance company. Request the details as soon as possible so a licensed annuity specialist can explain what is required.
Is the 31% premium bonus guaranteed?
The video describes a 31% premium bonus opportunity available at the time of recording. Bonus availability, crediting treatment, eligibility, and contract terms can change. A licensed annuity specialist can confirm current product details and explain how the bonus works.
Can I access my money after purchasing the annuity?
The video highlights 10% second-year liquidity based on both the premium and bonus amount. Withdrawal access, surrender charges, and contract limits vary and should be reviewed before purchase.
What indexes are available?
According to the video, the contract offers more than 20 index strategy options, including the S&P 500 and multi-asset index strategies. Current index options and participation rates should be confirmed before making a decision.
What is the minimum premium?
The video states that the minimum premium is as low as $20,000, with the ability to place up to $2 million without prior company approval. Minimums, maximums, and availability should be confirmed with a licensed annuity specialist.
Is there any obligation if I request information?
No. The review is free and there is no obligation to purchase. The goal is to help you understand the product, compare it against your needs, and decide whether it may be worth considering.
Disclaimer
Product features, rates, bonuses, participation rates, index options, withdrawal provisions, and availability are subject to change. The 31% premium bonus referenced on this page is only available for a limited time only, but availability and qualification requirements should be confirmed with a licensed annuity specialist.
Fixed index annuities are insurance products and are not direct investments in the stock market or any index. Guarantees are backed by the claims-paying ability of the issuing insurance company. Withdrawals may be subject to surrender charges, market value adjustments, taxes, and other contract limitations. This information is for educational purposes only and should not be considered individualized financial, legal, or tax advice.

