Home / No Surrender Annuities / Compare Top No-Withdrawal Penalty Annuities

We’ve done the research for you. The below no-withdrawal penalty annuities (also called “no-surrender” annuities) are what we believe to be the most competitive annuity products on the market. Contact an licensed financial professional to make sure that you pick the best no-surrender annuity to meet your needs.

Company & Annuity Minimum Investment Death Benefit Available? Living Benefit Available? Fees To Order a Free Information Kit
jeffersonJefferson National $15,000 No No $20 monthly 1-866-223-2121
jackson nationalJackson National – Elite $1,000 Q $5,000 NQ No No 1.25% 1-866-223-2121
metlifeMetlife – FlexChoice $2,000 Q $5,000 NQ Yes Yes 1.30% 1-866-223-2121
new york life - complete accessNew York Life – Complete Access $5,000 Yes Yes 1.60% 1-866-223-2121
lincolnAmerican Legacy III C Share $25,000 Yes Yes 1.65% 1-866-223-2121
ameritasAmeritas Advisor No-Load VA $2,000 Yes No Annual Fee $40 (waived at $50k & over in account value) M&E 0.45% 1-866-223-2121
transamericaAxiom C-Share $1,000 Q $5,000 NQ Yes Yes 0.80%-1.90% Depending on asset-allocation model 1-866-223-2121
transamericaPacific Life – Choice $2,000 Q $10,000 NQ Yes Yes 1.35% 1-866-223-2121

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