What is a No Surrender Annuity?

Most annuities allow you to withdraw either your interest earnings or up to 15% per year without a penalty. If you want to withdraw more than this, most annuities have a surrender charge — a penalty for making an early withdrawal above the free withdrawal amount. Typically this surrender charge decreases over a period of time, such as seven years.

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ARTICLES & GUIDES

Criteria for Evaluating No-Surrender Annuities

Criteria for Evaluating No-Surrender Annuities

When evaluating the numerous no-surrender annuity products on the market, Annuity FYI looks for…

Surrender Charges Explained

Surrender Charges Explained

Most annuities allow you to withdraw either your interest earnings or up to 10-15% per year without a penalty…

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