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What is a No Surrender Annuity?

Most annuities allow you to withdraw either your interest earnings or up to 15% per year without a penalty. If you want to withdraw more than this, most annuities have a surrender charge — a penalty for making an early withdrawal above the free withdrawal amount. Typically this surrender charge decreases over a period of time, such as seven years.

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ANNUITY FYI’S TOP NO SURRENDER ANNUITIES PICKS

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jackson logo Jackson National – Elite
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FROM OUR BLOG

Ameritas Launches First Annuity Connected to New S&P Index

A new indexed annuity from Ameritas Life Insurance Corp. was recently launched, tracking four indices including the new uncapped S&P …

LIMRA Study Shows Younger Investors Interested in Annuities

According to a recent article in PLANSPONSOR magazine, research has shown that individuals who are most likely to be interested …

3rd Quarter Report: Fixed Annuity Sales Continue to Rise

Sales of non-variable annuities continue to rise as recently reported in the latest Wink’s Sales & Market Report. According to …

New Fixed Index Annuity Boasts Flexible Liquidity

According to a recent press release, North American Company for Life and Health Insurance has just launched a new fixed …

ARTICLES & GUIDES

Criteria for Evaluating No-Surrender Annuities

Criteria for Evaluating No-Surrender Annuities

When evaluating the numerous no-surrender annuity products on the market, Annuity FYI looks for…

Surrender Charges Explained

Surrender Charges Explained

Most annuities allow you to withdraw either your interest earnings or up to 10-15% per year without a penalty…

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