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# Annuity FYI

## Sitemaps

- [XML Sitemap](https://www.annuityfyi.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Annuity FAQ:  If I die early, does the insurance company keep my money?](https://www.annuityfyi.com/blog/2026/07/annuity-faq-if-i-die-early-does-the-insurance-company-keep-my-money/)
- [Annuity Jargon Decoded](https://www.annuityfyi.com/blog/2026/07/annuity-jargon-decoded/)
- [Annuities are completely illiquid? Let's clear this up](https://www.annuityfyi.com/blog/2026/07/annuities-are-completely-illiquid-lets-clear-this-up/)
- [Is the 4% Rule Dead?](https://www.annuityfyi.com/blog/2026/07/is-the-4-rule-dead/)
- [Aging and Your Money in Retirement: Planning Ahead for Cognitive Decline and Long-Term Care](https://www.annuityfyi.com/blog/2025/11/aging-and-your-money-in-retirement-planning-ahead-for-cognitive-decline-and-long-term-care/) - Learn how to safeguard your retirement and finances by planning for potential cognitive decline and long-term care expenses.
- [How Retirement Income Works with Annuities in Today’s Rate Environment](https://www.annuityfyi.com/blog/2026/01/how-retirement-income-works-with-annuities-in-todays-rate-environment/)
- [Why Inflation-Adjusted Annuities End Up Costing More ](https://www.annuityfyi.com/blog/2025/09/inflation-adjusted-immediate-annuity-cost/) - Learn the cost difference between inflation-adjusted and fixed immediate annuities. See how inflation impacts payouts and why protection matters.
- [Ask the Right Questions About Fixed Annuities](https://www.annuityfyi.com/blog/2025/09/fixed-annuities-questions/)
- [Medicare Essentials: What Every Pre-Retiree Needs to Know Before Age 65](https://www.annuityfyi.com/blog/2025/10/medicare-essentials-what-every-pre-retiree-needs-to-know-before-age-65/) - Approaching 65? Understand Medicare's essentials, including coverage, costs, and the crucial choice between Medicare Advantage and Medigap, to avoid expensive errors in retirement.
- [Understanding Risk Tolerance: The Financial Assessment Every Retiree Needs](https://www.annuityfyi.com/blog/2025/10/understanding-risk-tolerance-the-financial-assessment-every-retiree-needs/) - Learn why understanding your true comfort with market volatility is crucial for retirement planning, and discover strategies to manage hidden risks effectively.
- [Tax Reduction Strategies for Retirement Income ](https://www.annuityfyi.com/blog/2025/08/tax-reduction-strategies-for-retirement-income/)
- [How to Make Your Money Last Through Retirement](https://www.annuityfyi.com/blog/2025/09/how-to-make-your-money-last-through-retirement/)
- [How Much Money Do You Really Need in Retirement?](https://www.annuityfyi.com/blog/2025/10/how-much-money-do-you-really-need-in-retirement/)
- [The Top Retirement Regrets, and How to Avoid Them](https://www.annuityfyi.com/blog/2025/10/the-top-retirement-regrets-and-how-to-avoid-them/)
- [Fee-Based vs. Commissionable Annuities](https://www.annuityfyi.com/blog/2025/04/fee-based-vs-commissionable-annuities-pros-cons/)
- [2024 Top 8 Places to Retire in the U.S. ](https://www.annuityfyi.com/blog/2024/04/top-us-places-to-retire/)
- [Why Annuities May Shine Under the Second Trump Administration](https://www.annuityfyi.com/blog/2025/05/why-annuities-may-shine-under-the-second-trump-administration/)
- [Top Living Benefit Riders for Retirement](https://www.annuityfyi.com/blog/2025/06/six-types-of-living-benefit-riders-to-secure-your-retirement-in-2025/) - Guaranteed income during retirement is in high demand. Discover which guaranteed minimum living benefit riders offer financial peace of mind by ensuring individuals do not outlive their savings.
- [Annuities Can Help You Afford Living to 100](https://www.annuityfyi.com/blog/2024/09/annuities-can-help-you-afford-living-to-100/)
- [Real World Scenarios: Annuity for a 90-year-old](https://www.annuityfyi.com/blog/2024/04/real-world-scenarios-annuity-for-a-90-year-old-rates/) - A bank executive talked my 90-year-old mother-in-law into purchasing an annuity to increase her yield from a CD. Is this a mistake (considering her advanced age), or was it a good move to avoid probate in the case of her death?
- [Lesser Known Fixed Annuity Benefits Include Protection from Lawsuits](https://www.annuityfyi.com/blog/2024/08/lesser-known-fixed-annuity-benefits-include-protection-from-lawsuits/) - But many of the added insurance benefits that you didn't even know you were getting when you purchased your fixed annuity remain for the life of the contract.
- [GMWB’s and Death Benefits From Jackson Life](https://www.annuityfyi.com/blog/2024/08/gmwbs-and-death-benefits-from-jackson/) - GMWB's and Death Benefits From Jackson
- [Retirement is a Perfect Time to Purchase an Immediate Annuity](https://www.annuityfyi.com/blog/2023/10/retirement-is-a-perfect-time-to-purchase-an-immediate-annuity/) - Immediate annuities guarantee income: You pay a sum of money to an insurance company, and the firm provides you with a stream of payments that can last a lifetime.
- [The Rock-Solid Safety of Annuities](https://www.annuityfyi.com/blog/2023/08/the-rock-solid-safety-of-annuities/)
- [How to Purchase Annuities](https://www.annuityfyi.com/blog/2023/07/how-to-purchase-annuities/) - This article includes tips to begin and continue the journey towards purchasing an annuity.
- [Balance of Growth and Security Is Top Priority as Annuities Rise](https://www.annuityfyi.com/blog/2023/06/balance-of-growth-and-security-is-top-priority-as-annuities-rise/) - The financial environment in 2022 led more people to seek the protection offered by fixed annuities. Sales of protection-based annuities increased a staggering 60% in 2022.
- [Annuity Sales for Q1 At All-Time High, Limra Says](https://www.annuityfyi.com/blog/2023/05/annuity-sales-for-q1-at-all-time-high-limra-says/) - Informationconfirms that this is the highest quarterly sales ever recorded with results from LIMRA’s Preliminary U.S. Individual Annuity Sales Survey.
- [Fixed Annuity Sales Surge, but Common Trends Will Soon Return](https://www.annuityfyi.com/blog/2023/03/fixed-annuity-sales-surge-but-common-trends-will-soon-return/) - Fixed annuities, fixed-indexed annuities, and registered index-linked annuities are predicted to compete more fiercely during the next five years. Learn more here!
- [MassMutual Acquires Great American Life](https://www.annuityfyi.com/blog/2021/01/massmutual-acquires-great-american-life/)
- [American Equity Updates Fixed Index Annuity Line-up](https://www.annuityfyi.com/blog/2021/03/american-equity-updates-fixed-index-annuity-line-up/)
- [New Lifetime Income Benefit from AIG](https://www.annuityfyi.com/blog/2021/03/new-lifetime-income-benefit-from-aig/)
- [Why Wait? Now is the Best Time to Purchase a Fixed Annuity](https://www.annuityfyi.com/blog/2021/04/why-wait-now-is-the-best-time-to-purchase-a-fixed-annuity/)
- [Fiduciary Rule Rumors](https://www.annuityfyi.com/blog/2021/05/fiduciary-rule-rumors/)
- [Product Alert: Sagicor Life Milestone MYGA 5](https://www.annuityfyi.com/blog/2021/06/product-alert-sagicor-life-milestone-myga-5/)
- [Guaranteed Lifetime Income with New Prudential Annuity](https://www.annuityfyi.com/blog/2021/06/guaranteed-lifetime-income-with-new-prudential-annuity/)
- [Allianz Life Adds Annuity to Line-up](https://www.annuityfyi.com/blog/2021/07/allianz-life-adds-annuity-to-line-up/)
- [Are You Holding Your Retirement Portfolio Back? Annuity Myths Debunked](https://www.annuityfyi.com/blog/2021/07/are-you-holding-your-retirement-portfolio-back-annuity-myths-debunked/)
- [Study Finds People Want Guaranteed Income but Not Annuities](https://www.annuityfyi.com/blog/2021/08/study-finds-people-want-guaranteed-income-but-not-annuities/)
- [Generating Lifetime Income From Your Retirement Savings](https://www.annuityfyi.com/blog/2021/09/generating-lifetime-income-from-your-retirement-savings/)
- [New Fixed Index Annuity Suite from North American](https://www.annuityfyi.com/blog/2021/10/new-fixed-index-annuity-suite-from-north-american/)
- [New RILA from Equitable Offers Protection of Lifetime Income](https://www.annuityfyi.com/blog/2021/12/new-rila-from-equitable-offers-protection-of-lifetime-income/)
- [TIAA Adds New Annuity Option for Plan Participants](https://www.annuityfyi.com/blog/2022/01/new-annuity-option-for-tiaa-plan-participants/)
- [Capital Protection and Steady Returns with Reliance Accumulator](https://www.annuityfyi.com/blog/2022/02/capital-protection-and-steady-returns-with-reliance-accumulator/)
- [Protect Against Market Volatility With Guardian's New Annuity](https://www.annuityfyi.com/blog/2022/04/protect-against-market-volatility-with-guardians-new-annuity/)
- [First Quarter Annuity Sales Numbers Are In](https://www.annuityfyi.com/blog/2022/05/first-quarter-annuity-sales-numbers-are-in/)
- [Equitable Updates Annuities to Meet Current Needs](https://www.annuityfyi.com/blog/2022/10/equitable-updates-annuities-to-meet-current-needs/) - One of America’s leading financial services organizations, Equitable, has just announced the updating of two of its most popular registered index linked annuity (RILA) products. One of America’s leading financial services organizations, Equitable, has just announced the updating of two of its most popular registered index linked annuity (RILA) products.

## Pages

- [Home](https://www.annuityfyi.com/) - Find the best annuities from highly rated companies. Our annuity experts have done the research for you, providing objective information geared to the investor. Annuity FYI is your complete annuity resource.
- [34% Premium Bonus Campaign](https://www.annuityfyi.com/premium-bonus-campaign/)
- [Annuities for Income](https://www.annuityfyi.com/income-annuities/) - Get real-time income annuity rate quotes and explore how income annuities can provide a guaranteed income stream with Annuity FYI.
- [Annuities for Growth](https://www.annuityfyi.com/growth-annuities/) - Compare growth annuity rates and discover how growth annuities can help grow your investment without the risk of loss.
- [Annuity FYI’s Top Annuity Picks](https://www.annuityfyi.com/top-annuity-picks/) - Annuity FYI's Top Annuity Picks helps you find the best current fixed annuity, fixed indexed and variable annuity rates.
- [10 Criticisms Of Annuities – Right Or Wrong?](https://www.annuityfyi.com/guides/10-criticisms-annuities-right-wrong/)
- [Fixed Index Annuities](https://www.annuityfyi.com/fixed-index-annuities/) - Our comprehensive resource for fixed index annuities offers everything you need from pros and cons to top recommended products and current fixed indexed annuity rates.
- [Might an Annuity Be Right for me?](https://www.annuityfyi.com/guides/annuity-right-for-me/)
- [Financial Planning: The Future of Social Security](https://www.annuityfyi.com/guides/future-of-social-security/)
- [Annuity Resources: Your Guide to 401(k)’S & IRA’S](https://www.annuityfyi.com/guides/guide-401k-ira/)
- [Three FIAs That Are a Cut Above All Other Direct Competitors](https://www.annuityfyi.com/fixed-index-annuities/three-fias-that-are-a-cut-above-all-other-direct-competitors/) - Savvy annuity buyers can now materially temper this state of affairs and hence enjoy more bang for their buck.
- [The Benefits of Buying Fixed Annuities Now](https://www.annuityfyi.com/fixed-annuities/the-benefits-of-buying-fixed-annuities-now/) - Explore the trajectory of fixed annuity rates today, examine recent trends, and stay up to date on optimal times for making informed investment decisions.
- [Now Is an Exceptional Time To Invest in Select Annuities](https://www.annuityfyi.com/fixed-index-annuities/early-2024-is-an-exceptional-time-to-invest-in-annuities/) - Popular immediate annuities, especially popular among the advanced senior set, start regular payouts within a year at most.
- [Fixed Annuities](https://www.annuityfyi.com/fixed-annuities/) - Learn more about fixed annuities. From current rates to advisor insights and recommended products, our resource guide offers everything you need you need to know.
- [Compare Top Fixed Annuity Rates](https://www.annuityfyi.com/annuity-rates/)
- [Annuity Second Opinion](https://www.annuityfyi.com/expert-review/) - Considering purchasing an annuity? A short review may help you move forward with greater confidence — or help you identify important questions worth answering before you purchase
- [Privacy Policy](https://www.annuityfyi.com/privacy-policy/)
- [How We Make Money](https://www.annuityfyi.com/how-we-make-money/)
- [Testimonials](https://www.annuityfyi.com/reviews/)
- [Product Reviews](https://www.annuityfyi.com/product-reviews/) - Stay up to date on the latest annuity products, features and rates with Annuity FYI’s exclusive comparisons and reviews.
- [About Annuity FYI & Somerset](https://www.annuityfyi.com/about-us/) - Annuity FYI is a leading independent and unbiased resource, providing in-depth content, annuity product reviews and current annuity rates for active shoppers. Learn more about our expert annuity resources.
- [Terms of Use](https://www.annuityfyi.com/terms-of-use/)
- [Income Quote Form](https://www.annuityfyi.com/quotes/income-quotes/)
- [Product Review | The American Equity IncomeShield10](https://www.annuityfyi.com/fixed-index-annuities/reviews/american-equity-income-shield-10/)
- [Product Review: | Athene Performance Elite Plus 10](https://www.annuityfyi.com/fixed-index-annuities/reviews/athene-performance-elite-plus-10/)
- [Subscription Received](https://www.annuityfyi.com/subscription-received/)
- [Our Services](https://www.annuityfyi.com/our-services/)
- [AFYI Holdings Group, LLC - SMS Opt-In - Thank you](https://www.annuityfyi.com/afyi-holdings-group-llc-sms-opt-in-thank-you/)
- [AFYI Holdings Group, LLC - SMS Opt-In](https://www.annuityfyi.com/advisors-opt-in/)
- [Get Today's Best Annuity Rates](https://www.annuityfyi.com/current-annuity-rates-1/)
- [Get Today's Best Annuity Rates](https://www.annuityfyi.com/current-annuity-rates-2/)
- [Contact Us](https://www.annuityfyi.com/contact-us/)
- [Full Disclosure](https://www.annuityfyi.com/full-disclosure/)
- [What Residents of The Villages Might Want to Know if their Knowledge of Annuities is Limited](https://www.annuityfyi.com/annuity-insights/villages-annuity-need-to-know/) - With Social Security’s future uncertain, many retirees are turning to annuities for guaranteed lifetime income. Steve Kaufman explains the basics—from immediate and fixed indexed annuities to structured options—while cautioning buyers to understand fees, surrender charges, and insurance company ratings.
- [Underscore the Importance of Sidestepping Painful and Lasting Annuity Mistakes](https://www.annuityfyi.com/annuity-insights/avoid-annuity-mistakes/)
- [Make Sure the Annuity You May Buy isn’t Oversold](https://www.annuityfyi.com/annuity-insights/make-sure-the-annuity-you-may-buy-isnt-oversold/)
- [Are Annuities Right for You? Here’s How to Decide](https://www.annuityfyi.com/annuity-insights/are-annuities-right-for-you-heres-how-to-decide/)
- [Annuity Insights](https://www.annuityfyi.com/annuity-insights/)
- [Conquering Retirement Podcast](https://www.annuityfyi.com/podcasts/)
- [Quotes](https://www.annuityfyi.com/quotes/)
- [Meet Our Team](https://www.annuityfyi.com/meet-our-team/)
- [Believe It or Not, Annuities Can Still Make Sense at 80](https://www.annuityfyi.com/annuity-insights/annuities-make-sense-at-80/)
- [Thinking About a Fixed Annuity? Now May Be the Time to Act.](https://www.annuityfyi.com/annuity-insights/fixed-annuity-time-to-act/) - Fixed annuity rates are at decade highs, but Fed cuts could lower payouts soon. Lock in today’s rates to secure steady income before yields drop.
- [Annuities Have Their Place, But Avoid the “Steak Dinner” Routine](https://www.annuityfyi.com/annuity-insights/annuities-steak-dinner-routine/)
- [Shopping for an Annuity? It’s Important to Avoid Mistakes](https://www.annuityfyi.com/annuity-insights/avoid-annuity-shopping-mistakes/)
- [Be Scrupulous About Purchasing an Annuity or Annuities This Year](https://www.annuityfyi.com/annuity-insights/be-scrupulous-purchasing-annuity-this-hear/)
- [What are the Different Types of Annuities?](https://www.annuityfyi.com/types-of-annuities/) - Explore different annuity types and learn about various annuity investments options with our comprehensive collection of annuity resources.
- [Annuity FYI’s Fixed Indexed Annuity Honor Roll Report](https://www.annuityfyi.com/fixed-index-annuities/fia-honor-roll/)
- [Our Top FIA Picks for Income](https://www.annuityfyi.com/annuities-for-income/)
- [Video Resource Center](https://www.annuityfyi.com/videos/)
- [Our Top FIA Picks for Growth](https://www.annuityfyi.com/annuities-for-growth/)
- [How To Swap a new FIA for an existing FIA and Prosper](https://www.annuityfyi.com/fixed-index-annuities/annuity-rescue-program/)
- [Is an Annuity in Your Cards? Now Is an Opportune Time to Consider One](https://www.annuityfyi.com/fixed-index-annuities/is-an-annuity-in-your-cards/) - The Federal Reserve cut interest rates for the first time -- and a lot -- in more than four years. One particularly big winner is mortgage rates. The average 30-year mortgage rate is now about 6.2%, according to Bankrate, down from a peak of slightly more than seven percent just shy of two years ago.
- [Product Review | Brighthouse SecureAdvantage 6 Fixed Index Annuity](https://www.annuityfyi.com/fixed-index-annuities/reviews/brighthouse-secure-advantage/)
- [Product Review | Athene AccuMax 7 Fixed Index Growth Annuity](https://www.annuityfyi.com/fixed-index-annuities/reviews/athene-accumax7/)
- [Product Review | Security Benefit Strategic Growth](https://www.annuityfyi.com/fixed-index-annuities/reviews/security-benefit-growth-fia/)
- [Product Review | Pacific Life Index Edge 5 Fixed Index Annuity &Pacific Life Index Dimensions 10 Fixed Index Annuity](https://www.annuityfyi.com/fixed-index-annuities/reviews/pacific-life-index-edge-5-index-dimensions-10/)
- [Product Review | Athene Ascent Pro 10](https://www.annuityfyi.com/fixed-index-annuities/reviews/athene-ascent-pro-10/)
- [Product Review | Athene Agility 7 & Athene Protector 5](https://www.annuityfyi.com/fixed-index-annuities/reviews/athene-agility-7-athene-protector-5/)
- [Product Review  | Nationwide New Heights 12 Fixed Index Annuity](https://www.annuityfyi.com/fixed-index-annuities/reviews/nationwide-new-heights-12/)
- [Product Review | Midland National Summit Navigate 7](https://www.annuityfyi.com/fixed-index-annuities/reviews/midland-summit-navigate-7/)
- [Product Review | Midland National RetireVantage®10 Growth Fixed Index Annuity](https://www.annuityfyi.com/fixed-index-annuities/reviews/midland-retirevantage10/)
- [Product Review | Midland National IncomeVantage Pro](https://www.annuityfyi.com/fixed-index-annuities/reviews/midland-incomevantage-pro/) - Discover why this hybrid FIA may be the best of both worlds for investors unsure whether a growth or income FIA is best for them.
- [Product Review | Fidelity & Guaranty Safe Income Plus 10](https://www.annuityfyi.com/fixed-index-annuities/reviews/fidelity-guaranty-safe-income-plus/)
- [Product Review | CL Tarrant Trail](https://www.annuityfyi.com/fixed-index-annuities/reviews/cl-tarrant-trail/)
- [Product Review | Athene Accumulator 10](https://www.annuityfyi.com/fixed-index-annuities/reviews/athene-accumulator-10/) - Athene is offering its single most compelling deal in years on Athene Accumulator 10. Here’s why you don’t want to sleep on this deal.
- [Product Review | United Life Legacy Accel Indexed Universal Life Insurance Policy](https://www.annuityfyi.com/fixed-index-annuities/reviews/legacy-accel/)
- [Product Review | Guggenheim Highlander 7 Fixed Index Growth Annuity](https://www.annuityfyi.com/fixed-index-annuities/reviews/guggenheim-highlander7/)
- [Immediate Annuities](https://www.annuityfyi.com/immediate-annuities/) - Get immediate annuity rates. Annuity FYI is a free and independent resource for comparing immediate annuities. Easily find the best immediate annuities!
- [Lock in Rates for up to 20 Years with American National’s New “Rate Certain Annuity”](https://www.annuityfyi.com/fixed-index-annuities/american-nationals-rate-certain-annuity/)
- [The Basics of Annuities – Getting Started](https://www.annuityfyi.com/the-basics-of-annuities/)
- [Retirement](https://www.annuityfyi.com/retirement/) - Retirement annuities can provide guaranteed income for the rest of your life. Explore our Retirement Resource Center to learn how annuities can help you achieve your retirement goals.
- [The Midland Summit Navigate May Be Your Cup of Tea](https://www.annuityfyi.com/fixed-index-annuities/midland-summit-navigate/)
- [Form Submitted](https://www.annuityfyi.com/broker-ty/)
- [Life & Health Guaranty Associations](https://www.annuityfyi.com/life-health-guaranty/) - Discover how Life and Health Guaranty Associations maintain confidence in the insurance industry and protect consumers from financial loss by providing a safety net for individuals who hold life insurance, health insurance, and annuity policies.
- [Form Submitted](https://www.annuityfyi.com/thank-you-rates-table/)
- [Top Fixed Annuities for New York Residents](https://www.annuityfyi.com/fixed-annuities/top-new-york-fixed-annuities/)
- [Product Review: | Sammons LiveWell Guarantee Annuity](https://www.annuityfyi.com/fixed-index-annuities/reviews/sammons-livewell-myga/)
- [Product Review: | Equitrust MarketValue 10 Fixed Index Annuity](https://www.annuityfyi.com/fixed-index-annuities/reviews/equitrust-marketvalue-10/)
- [Product Review:  | Atlantic Coast Life Safe Haven](https://www.annuityfyi.com/fixed-index-annuities/reviews/atlantic-coast-life-safe-haven/)
- [Is a QLAC Right for You?](https://www.annuityfyi.com/longevity-annuities/invest-longevity-annuity/)
- [Immediate and Deferred Income Annuities Are Especially Attractive Today](https://www.annuityfyi.com/income-annuities/immediate-deferred-income/) - Insurance companies are going out of their way to offer unusually good deals on select immediate and deferred income annuities making it the ideal time to take a look at the best of them. Dive into the top income producing immediate and deferred annuities on the market.
- [Robust Stock Market or Not, Fixed Annuities Make Sense as an Income Hedge](https://www.annuityfyi.com/fixed-annuities/hedging-income/)
- [Hands Down, Select Annuities Today Are Better Than CDs](https://www.annuityfyi.com/fixed-annuities/cd-alternatives/)
- [Prepare Yourself: Volatility is Back, Probably Indefinitely](https://www.annuityfyi.com/investment-strategies/prepare-for-market-volatility/)
- [Social Security May Not Be Headed For Big Trouble After All](https://www.annuityfyi.com/investment-strategies/social-security-not-in-trouble/)
- [Why the Appeal of Passive Stock Funds is Declining](https://www.annuityfyi.com/investment-strategies/why-the-appeal-of-passive-stock-funds-is-declining/)
- [The Downside of Holding a Concentrated Position](https://www.annuityfyi.com/investment-strategies/downside-holding-concentrated-position/)
- [Sorting Through Conflicting Financial Advice](https://www.annuityfyi.com/investment-strategies/sorting-conflicting-financial-advice/)
- [Maybe You Are a Happily Married Retiree– But Are You Up to Snuff on Your Household Financial Standing?](https://www.annuityfyi.com/investment-strategies/household-financial-standing/)
- [Market-Linked CDs May be Worth Considering](https://www.annuityfyi.com/investment-strategies/market-linked-cds-retirement-income-supplement-may-worth-considering/)
- [Don’t Let Small Company Stocks Pass You By](https://www.annuityfyi.com/investment-strategies/small-company-stocks/)
- [Should You Buy an Annuity? That Depends – But You Certainly Should Take a Good Look at One](https://www.annuityfyi.com/guides/should-you-buy-an-annuity/)
- [Choose Passive Over Active Stock Fund Management? It Depends](https://www.annuityfyi.com/guides/choose-passive-over-active-stock-fund-management-it-depends/)
- [Don’t Buy an Annuity Without Weighing the Impact of Inflation](https://www.annuityfyi.com/guides/dont-buy-annuity-without-weighing-impact-inflation/)
- [Long-Term Care Insurance Makes Sense – But Less Expensive Alternatives Also Exist  Annuities Are Also for the Young](https://www.annuityfyi.com/guides/alternatives-long-term-care-insurance-not-right/)
- [Is Insufficient Financial Preparation for Retirement Exaggerated?](https://www.annuityfyi.com/guides/link-inequality-retirement-readiness/)
- [Insights into Buying a Second Annuity](https://www.annuityfyi.com/guides/insights-into-buying-second-annuity/)
- [Investments + Annuities = Healthy Retirement?](https://www.annuityfyi.com/deferred-income-annuities/investments-annuities-healthy-retirement/)
- [The SECURE 2.0 Act Should Help Mitigate the Shortfall of Retirement Savings](https://www.annuityfyi.com/deferred-income-annuities/secure-act/)
- [Conservative Annuity Buyers Turning To Split Annuity Strategy](https://www.annuityfyi.com/deferred-income-annuities/conservative-annuity-buyers-turning-split-annuity-strategy/)
- [Personalize Non-Annuity Withdrawal Rates to Achieve Financial Comfort in Retirement](https://www.annuityfyi.com/retirement/personalize-non-annuity-withdrawal-rates-to-achieve-financial-comfort-in-retirement/)
- [Story and Video: Thoughts on Annuities and 3 Other Types of Retirement Income](https://www.annuityfyi.com/retirement/story-video-thoughts-annuities-3-types-retirement-income/)
- [Retirement Income Crisis: Myth or Fact?](https://www.annuityfyi.com/retirement/retirement-income-crisis-myth-fact/)
- [Mistakes That Can Undermine Your Retirement Savings](https://www.annuityfyi.com/retirement/mistakes-that-can-undermine-your-retirement-savings/)
- [DOL’s Fiduciary Rule Now In Place](https://www.annuityfyi.com/retirement/dol-fiduciary-rule-in-place/)
- [Annuities Are Also for the Young](https://www.annuityfyi.com/retirement/annuities-are-also-for-the-young/)
- [This is an Exceptional Time for Prospective Annuity Buyers](https://www.annuityfyi.com/growth-annuities/exceptional-time-to-buy/)
- [How to Shop for Fixed Index Annuities (FIAs)](https://www.annuityfyi.com/fixed-index-annuities/how-to-shop-fias/)
- [We Love Fixed Index Annuities / We Hate Fixed Index Annuities](https://www.annuityfyi.com/fixed-index-annuities/love-fixed-index-annuities-hate-fixed-index-annuities/)
- [Why I Bought the Athene Protector 5](https://www.annuityfyi.com/fixed-index-annuities/why-i-bought-athene-protector-5/)
- [Understanding Indexed Modified Endowment Contracts](https://www.annuityfyi.com/fixed-index-annuities/understanding-indexed-modified-endowment-contracts/)
- [Select Annuities Are Best for Maximizing Tax-Advantaged Investments](https://www.annuityfyi.com/fixed-index-annuities/tax-advantaged-investments/)
- [Inflation is Back, Impacting Retiree Investment Strategies](https://www.annuityfyi.com/fixed-index-annuities/inflation-impact/)
- [Fee-for-Rate Growth FIAs Have Begun Strutting Their Stuff](https://www.annuityfyi.com/fixed-index-annuities/fee-for-rate-growth/)
- [A Q&A with a Highly Seasoned Annuity Investor](https://www.annuityfyi.com/fixed-index-annuities/annuity-investor-questions/)
- [Is This a Good Time to Check Out an Immediate Annuity?](https://www.annuityfyi.com/immediate-annuities/time-for-an-immediate-annuity/)
- [Low Interest Rates Aren’t a Good Reason to Delay Buying an Annuity](https://www.annuityfyi.com/afyi-dont-wait-buy/)
- [Building A Family Legacy with a Charitable Gift Annuity](https://www.annuityfyi.com/building-family-pension-charitable-gift-annuity/)
- [The Wisdom of the Four Percent Rule is Fading](https://www.annuityfyi.com/wisdom-four-percent-rule-fading/)
- [Annuity FYI Annuity Blog](https://www.annuityfyi.com/blog/)
- [An Equitable Buffered Annuity Is Just What the Doctor Ordered](https://www.annuityfyi.com/growth-annuities/equitable-buffered-annuity/) - With the market lacking stability, an equitable buffered annuity gives annuity buyers more chances to make a return on their investment. Learn more.
- [Lifetime Income Benefit Tutorial in 7 Easy Steps](https://www.annuityfyi.com/annuity-riders/lifetime-income-benefits/lib-tutorial/) - Learn more about how lifetime income benefits work, what they cost, and how to find one that best fits you and your financial situation with our lifetime income benefits tutorial.
- [Lifetime Income Benefit](https://www.annuityfyi.com/annuity-riders/lifetime-income-benefits/) - Discover how lifetime income benefit annuity riders help investors who are looking for the peace of mind of regular, guaranteed income throughout retirement.
- [Death Benefit Essentials](https://www.annuityfyi.com/annuity-riders/death-benefits/) - Learn how death benefit annuities riders can protect your funds in the event of your passing and how to evaluate the numerous death benefit riders available on the market.
- [Annuity Riders](https://www.annuityfyi.com/annuity-riders/) - Learn more about the different types of annuity riders, how they work and the benefits and protections they offer investors.
- [Free Look Periods and Other Tips for Prospective Annuity Buyers](https://www.annuityfyi.com/growth-annuities/tips-for-prospective-buyers/)
- [What is an Annuity Illustration?](https://www.annuityfyi.com/annuity-illustrations/) - Discover how an annuity illustration can help provide detailed information about its likely performance over time through an easy-to-follow graphical format.
- [Reviews](https://www.annuityfyi.com/variable-annuities/reviews/)
- [Variable Annuities](https://www.annuityfyi.com/variable-annuities/) - Explore variable annuity rates, advisor insights and recommended products with our comprehensive variable annuity resource guide.
- [The Ins and Outs of Medicaid Annuities](https://www.annuityfyi.com/ins-outs-medicaid-annuities/)
- [What is an Annuity?](https://www.annuityfyi.com/the-basics-of-annuities/what-is-an-annuity/)
- [What Are Financial Strength Ratings (And Why Are They Important)?](https://www.annuityfyi.com/the-basics-of-annuities/safety_ratings/)
- [Surrender Charges Explained](https://www.annuityfyi.com/the-basics-of-annuities/annuity-surrender-charges-explained/)
- [Simple Advice to Recession Proof Your Retirement](https://www.annuityfyi.com/retirement/simple-advice-recession-proof-retirement/)
- [Securing Your Retirement With Annuities, Without Offsetting Social Security](https://www.annuityfyi.com/retirement/securing-retirement-annuities-without-offsetting-social-security/)
- [Rolling an IRA into an Annuity](https://www.annuityfyi.com/retirement/rolling-ira-annuity/)
- [RetirePreneur: Mark Warshawsky](https://www.annuityfyi.com/retirement/retirepreneur-mark-warshawsky/)
- [Five Straightforward Steps to Financial Freedom in Your Retirement](https://www.annuityfyi.com/retirement/5-steps-financial-freedom/)
- [401k Rollover — Is It Right For Me?](https://www.annuityfyi.com/retirement/401k-rollover-right/)
- [One Man’s Do-It-Yourself Retirement Plan](https://www.annuityfyi.com/longevity-annuities/do-it-yourself-retirement-plan/)
- [Longevity Annuities](https://www.annuityfyi.com/longevity-annuities/) - See our complete list of top longevity annuity picks and find valuable information on longevity annuities including advisor insights, exclusive articles and more!
- [Now May Be the Time to Convert Part of Your Traditional IRA to a Roth IRA](https://www.annuityfyi.com/investment-strategies/convert-roth-ira/)
- [WHO SELLS STOCKS IN A DOWNDRAFT?](https://www.annuityfyi.com/investment-strategies/wealthier-quicker-sell-downturn/)
- [Should You Worry That the Stock Market Keeps Setting Records?](https://www.annuityfyi.com/investment-strategies/worry-stock-market-keeps-setting-records/)
- [Another Advantage of Annuities: You Can Be More Aggressive with Non-Annuity Funds and Fare Better Long-Term](https://www.annuityfyi.com/investment-strategies/another-advantage-annuities-can-aggressive-non-annuity-funds-fare-better-long-term/)
- [Investment Strategies](https://www.annuityfyi.com/investment-strategies/)
- [Just How Much Do You Need to Retire?](https://www.annuityfyi.com/guides/the-official-cost-retirement/)
- [What Do I Do If My Annuity Account Value Is Below What I Originally Invested? Can I sell my Annuity?](https://www.annuityfyi.com/guides/sell-my-annuity/)
- [Ways to Save for Retirement and Stay Out of Debt!](https://www.annuityfyi.com/guides/ways-to-save/)
- [Taxes to Investing: A Kid’s Guide to Money](https://www.annuityfyi.com/guides/taxes-investing-kids-guide-money/)
- [Taxation History of the U.S.](https://www.annuityfyi.com/guides/taxation-history/)
- [Starting To Plan For Your Retirement While In College](https://www.annuityfyi.com/guides/guide-plan-in-college/)
- [Retirement Resources](https://www.annuityfyi.com/guides/retirement-basics/)
- [Personal Finance Guide for Teens](https://www.annuityfyi.com/guides/personal-finance-guide-teens/)
- [Our Retirement Savings Crisis Can Be Remedied](https://www.annuityfyi.com/guides/retirement-savings-crisis-remedied/)
- [Nursing Home Doublers Often Make Sense for those who cannot Afford LTC Insurance](https://www.annuityfyi.com/guides/nursing-home-doublers-often-make-sense-for-those-who-cannot-afford-ltc-insurance/)
- [Managing Retirement Finances Requires Budgeting – as Well as Income Accumulation — and Analyzing Your Percentage of Past Income](https://www.annuityfyi.com/guides/budgeting-retirement-finances/)
- [Long Term Care Insurance](https://www.annuityfyi.com/guides/long-term-care/)
- [Know the Ins and Outs Before You Buy an Annuity](https://www.annuityfyi.com/guides/know-ins-and-outs/)
- [Is a Top-Rated Annuity Worth the Price of Admission?](https://www.annuityfyi.com/guides/top-rated-annuity-worth-the-price/)
- [The Old Folks are All Right (More or Less)](https://www.annuityfyi.com/guides/future-of-social-security/the-old-folks-are-all-right-more-or-less/)
- [Financial Planning For Alzheimer’s Patients](https://www.annuityfyi.com/guides/financial-planning-alzheimers-patients/)
- [Financial Planning Checklist](https://www.annuityfyi.com/guides/financial-planning-checklist/)
- [Financial Literacy for Kids](https://www.annuityfyi.com/guides/financial-literacy-kids/)
- [Don’t Forget to Review Your Retirement Finances Over the Holidays](https://www.annuityfyi.com/guides/dont-forget-review-retirement-finances-holidays/)
- [](https://www.annuityfyi.com/guides/shop-carefully-for-an-annuity-10-annuity-buying-tips/)
- [Are Annuities Right for Investors Over the Age of 85?](https://www.annuityfyi.com/guides/annuities-85plus1/)
- [Annuity Terminology Explained](https://www.annuityfyi.com/guides/annuity-terminology-explained/)
- [Annuities: Find the Right One For You](https://www.annuityfyi.com/guides/finding-the-right-annuity/)
- [Annuities, Financial Planning, and Long Term Effects](https://www.annuityfyi.com/guides/long-term/)
- [A Q&A with Annuity Journalist Kerry Pechter](https://www.annuityfyi.com/guides/a-qa-with-annuity-journalist-kerry-pechter/)
- [457 Deferred Compensation Plan Resource Center](https://www.annuityfyi.com/guides/457-deferred-comp-plan/)
- [Guides](https://www.annuityfyi.com/guides/)
- [Growth Calculator (BACKUP)](https://www.annuityfyi.com/growth_calc_bk/)
- [Form Submitted](https://www.annuityfyi.com/thank-you/)
- [Fixed Index Annuities Are Fine – But Can Be Even Better if You Tinker Around the Edges](https://www.annuityfyi.com/fixed-index-annuities/fixed-index-annuities-are-fine/)
- [Reviews](https://www.annuityfyi.com/fixed-index-annuities/reviews/)
- [Hard Facts about Improving FIA Sales](https://www.annuityfyi.com/fixed-index-annuities/hard-facts-soaring-fia-sales/)
- [Fixed Index Annuities — A Hypothetical Example](https://www.annuityfyi.com/fixed-index-annuities/equity-indexed-example/)
- [Fixed Index Annuities are Rebounding](https://www.annuityfyi.com/fixed-index-annuities/fixed-index-annuities-are-hot/)
- [Nationwide Secure Growth Fixed Annuity - New York Residents](https://www.annuityfyi.com/fixed-annuities/nationwide-secure-growth-fixed-annuity-ny/)
- [Nationwide Secure Growth Fixed Annuity](https://www.annuityfyi.com/fixed-annuities/nationwide-secure-growth-fixed-annuity/)
- [Fixed Tax Deferred Annuities](https://www.annuityfyi.com/fixed-annuities/tax-deferred-annuities/)
- [Consider a Longevity Annuity If You’re Concerned About Outliving Your Savings](https://www.annuityfyi.com/deferred-income-annuities/consider-longevity-annuity-youre-concerned-outliving-savings/)
- [Deferred Income Annuities](https://www.annuityfyi.com/deferred-income-annuities/) - Discover exclusive articles and get advisor insights on deferred income annuities (DIA). From a general overview to our list of top deferred income annuity products Annuity FYI has you covered.
- [Charitable Gift Annuities – Our Top 40 List!](https://www.annuityfyi.com/charitable-gift-annuities/) - Explore Annuity FYI's list of the Top 40 reader-recommended charities offering gift annuities.
- [Many Seniors Finding the Gig Economy Fits Them to a Tee](https://www.annuityfyi.com/case-study/many-seniors-finding-gig-economy-fits-tee/)
- [Case Study: Will I Outlive My Assets?](https://www.annuityfyi.com/case-study/will-i-outlive-my-assets/)
- [Case Study: Retirees Can Spend Too Little, As Well As Too Much](https://www.annuityfyi.com/case-study/retirees-can-spend-too-little/)
- [Case Study: Retirees Often Have Enough Money But No Plan](https://www.annuityfyi.com/case-study/retirees-often-enough-money-no-plan/)
- [Case Studies](https://www.annuityfyi.com/case-study/)
- [Bonus Annuities](https://www.annuityfyi.com/bonus-annuities/) - Explore our complete bonus annuities resource guide for everything you need you need to know, from advisor insights to recommended products.
- [Lifetime Income Benefit Provision](https://www.annuityfyi.com/annuity-riders/lifetime-income-benefits/what-is-lib/)
- [From the Wreckage of the Financial Crash, Annuities Emerge as Market Safety Net](https://www.annuityfyi.com/annuity-riders/lifetime-income-benefits/annuities-emerge/)
- [Guaranteed Minimum Income Benefit](https://www.annuityfyi.com/annuity-riders/guaranteed-minimum-income-benefits/) - Everything you'll need to know about guaranteed minimum income benefit riders in one place. Find basic overviews and advanced information as well as Annuity FYI's recommended GMIB products.
- [Guaranteed Account Value](https://www.annuityfyi.com/annuity-riders/guaranteed-account-value/) - Find everything you'll need to know about the guaranteed account value feature from insightful articles to our complete list of recommended GAV riders.
- [Annuity Warning #6: L-Share / Short Surrender Annuities](https://www.annuityfyi.com/warnings/l-share/)
- [Annuity Warning #5: Fixed Index Annuities](https://www.annuityfyi.com/warnings/fixed-equity-indexed-annuity-questions/)
- [Annuity Warning #4: Fixed Annuity Rates](https://www.annuityfyi.com/warnings/fixed-annuity-rates/)
- [Annuity Warning #2: FINRA Broker Lookup](https://www.annuityfyi.com/warnings/nasd-lookup/)
- [Annuity FYI Warning #8: Immediate Annuity Payout Rates Aren’t What They Seem!](https://www.annuityfyi.com/warnings/payout-rates/)
- [Annuity Caution #1: Pre-Purchase Annuity Checklist](https://www.annuityfyi.com/warnings/annuity-pre-purchase-checklist/)
- [Annuity FYI’s Variable Annuity Cautions — Read Before You Invest!](https://www.annuityfyi.com/warnings/) - Timely warnings from Annuity FYI for investors considering annuities.
- [Annuity FYI Mission](https://www.annuityfyi.com/mission/)
- [Annuities for Growth (backup)](https://www.annuityfyi.com/growth-annuities-backup/)

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