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What is a Guaranteed Minimum Income Benefit?

Variable annuities come with a host of optional features that you can select for an additional annual fee. One common and very popular type of variable annuity feature is the guaranteed minimum income benefit, also known as a GMIB. The GMIB is exactly what the name implies — a guaranteed minimum level of annuity payments by the insurance company, regardless of the performance of your annuity.

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ANNUITY FYI’S TOP GMIB RIDERS

Company Product Name
metLife_logo GMIB Max: Guaranteed Minimum Income Benefit Rider
axa-life-insurance GMIB: Guaranteed Minimum Income Benefit Rider (Accumulator Series)
axa-life-insurance GIB: Guaranteed Income Benefit Rider (Retirement Cornerstone Series)
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