1st Quarter Registered Index-Linked Annuity Sales Soar
First quarter annuity sales numbers are in, and registered index-linked annuities (RILA) were the big winners. When compared to the … Continued
Fixed Annuity Rates
What is a Fixed Annuity?
Multi-Year Guarantee Annuity is a term used to describe a fixed annuity that has an interest rate guarantee for the same period of time as its surrender period. For example, an annuity with a guaranteed interest rate of 5% per year for five years, where there are no surrender penalties after five years. Some offer a higher rate the first year, and a lower, but guaranteed rate, for all subsequent years of the surrender period – e.g. 8.5% first year, with a guaranteed renewal at 4% for years 2-5 for a blended average of 4.88% per year for five years. The key feature is that you know what interest rate you get for the entire surrender period, and for this reason we ONLY recommend Multi-Year Guarantee Annuities.
TOP RATES as of 5/26/2020
| 3 Year MYGA | 2.75% |
| 5 Year MYGA | 3.80% |
| 7 Year MYGA | 3.55% |
| 10 Year MYGA | 3.40% |
| 15 Year MYGA | 3.45% |
| Request Company and Product Details | |
| Click Here for Complete List... | |
FROM OUR BLOG
Study: Annuity Education Promotes Positivity
A recent study from the Secure Retirement Institute has shown that consumers who are more educated about annuity products seem … Continued
New Variable Annuity from Transamerica
Last week Transamerica, a leading provider of life insurance, retirement and investment solutions, announced the launch of the Transamerica Advisory … Continued
ADVISOR INSIGHT
"Fixed annuities are often overlooked due to bells and whistles associated with indexed annuities. A Multi Year Guaranteed Annuity (MYGAs) pays a constant and guaranteed rate of interest each year during the selected period. The investor can spend the interest as income or allow it to compound inside the contract in a tax deferred basis. The simplicity and predictable outcome allows for many different uses including RMD distributions, wealth transfer and accumulation. As with any annuity contract it is important to understand the differences between the products. The most common mistake is taking the highest interest rate without factoring the liquidity provisions and duration of commitment."
Derek Stamos, Financial Advisor
Annuity FYI Expert
Annuity FYI Expert
ARTICLES & GUIDES
Product Review: Sammons LiveWell Guarantee Annuity
Bucking the Herd, One Annuity Purveyor is Temporarily Offering Extremely Generous Rates on a Seven-Year MYGA ...
As Recession Fears Rise, is it Time to Lower Your Risk and Protect Gains?
Should investors with significant stock market exposure lower their risk and protect their gains? In large part, it depends upon your risk tolerance, as well as your age. Bear markets typically accompany recessions and can be particularly painful for retirees, most of whom no longer earn a paycheck. On the other hand, sound stock market investing is a long-term game...
Product Review:
Atlantic Coast Life Safe Haven
The Atlantic Coast Life Safe Haven's payout rate (up to 4.19%) is the best available. Guaranteed, short terms, no fees. The bottom line is this: Interest rates that have been pretty good are now very good. Assuming that they will not be trimmed by insurance companies, Atlantic Coast Life MYGAs, and others paying highly competitive rates today, are extremely attractive...
As Particularly Generous Decade-Old Fixed Annuities Mature, What Should You Do?
Many fortunate investors bought 10-year fixed annuities a decade ago, when interest rates were markedly higher as a direct result of the Great Recession ....
Annuity Warning #4: Fixed Annuity Rates
Typically, an annuity company will give you a particular rate up front on a fixed annuity, and then decrease...
Fixed Tax Deferred Annuities
Fixed tax-deferred annuities are invested primarily in government securities and high-grade corporate bonds...
TESTIMONIALS
Very informative and timely. Information relevant for my age and plans.
Mark Harris
Derek Stamos is very knowledgeable and helpful. Highly recommended!
Carlo Sesta
I've enjoyed having the top rated annuities available so I can investigate each of them myself. Annuities can be difficult to understand but with the information provided by Annuity FYI, I have learned more with every email I've received.
S. Skundberg
Showing 1 to 3 of 27 entries
Next »
Follow Us On
Copyright © 2019 AFYI Holdings Group, LLC, All Rights Reserved