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Devoted to educating investors about annuities.
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We both want to thank you so much for helping us. We really appreciate your explanation of fixed indexed annuities.
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There are over 2,000 insurance companies in the US offering more than 15,000 annuity products. Most of these are just plain poor investments, with high fees and commissions. We believe that fewer than 2%, or 300 of them, are potentially exceptional investments worthy of your consideration. Our mission is to seek out the very best annuities and annuity riders among the thousands of products in the marketplace, and give investors the expert resources necessary to make an informed annuity purchase.
About Annuity FYI
Annuity FYI is devoted to educating investors and financial professionals about annuities. Annuity FYI was launched in November of 2000 and since then has become the nation’s most respected resource for learning about, comparing, and selecting annuities. Learn more about us.
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Disclosure: The following Disclosure, together with our Terms & Conditions and Privacy Policy, governs your use of www.annuityfyi.com and any pages or links from it. By using this website, you agree to these terms. The terms “Annuity FYI,” “AnnuityFYI,” “we,” “us,” or “our” refer to AnnuityFYI.com, Somerset Wealth Strategies, LLC, and our affiliated Somerset companies and their representatives. The term “you” refers to any user of this website. AnnuityFYI.com is owned and operated by Somerset Wealth Strategies, LLC, an independent Oregon firm founded in 1997 by Thomas B. Hamlin, founder of the Somerset family of companies.
Annuity FYI is a fixed-annuity-only website; we do not offer or transact in securities, variable annuities, or products sold by prospectus or private placement memorandum (PPM). The website includes specific fixed annuity information—such as product details, rates, and features—but this information is provided for general informational and educational purposes only and does not take into account your individual objectives, financial situation, or needs, nor does it constitute legal, tax, or investment advice.
When you call or email Annuity FYI, you work directly with a licensed Somerset professional who can discuss your goals, income and liquidity needs, and overall retirement picture and may provide personalized fixed annuity recommendations in an education-first, no-pressure conversation. Somerset is independent and not owned by any insurance company; we represent more than 100 insurers and are typically compensated by the issuing carrier if you purchase an annuity through us, or by clearly disclosed advisory fees through our affiliated RIA and broker-dealer for any registered products or advisory services discussed. All guarantees on fixed annuities are backed by the claims-paying ability of the issuing insurer, are not insured by the FDIC or any other federal agency, and are subject to the terms of the contract and the rules and limits of any applicable state guaranty association. Products, features, and availability vary by state. You should carefully review all contracts and disclosures and consult your own tax, legal, and financial professionals before making any financial decisions
