Fixed annuities, often called Multi-Year Guaranteed Annuities (MYGAs), guarantee a fixed interest rate for a set term. Once purchased, your rate is locked in, providing stable, predictable growth. MYGAs are popular because they usually offer higher interest rates than traditional savings accounts or CDs while …
As the first-quarter numbers roll in, the data is showing that investors are especially attracted to indexed annuities with shorter surrender periods. Sales through banks and broker-dealers skyrocketed as these distributors prefer the shorter surrender periods due to the higher rates and caps that they …
There are many reasons why you might consider exchanging your variable annuity product. You might be looking for a better deal, your needs might have changed, or perhaps your insurance company is initiating a variable annuity exchange. Whatever the reason, there are a lot of …
The fact that the Department of Labor’s fiduciary rule has gone through the budget process means that it will likely be finalized this year. A lot will change for advisors selling annuities as well as for those designing new products. In the Think Advisor article …
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