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Are Income Annuities Really the “Perfect” Retirement Product?

For all intents and purposes, income annuities appear to be the perfect retirement product.  They combat longevity risk and because of mortality credits, offer relatively high payouts.  So a couple of economists recently pondered why more people are not using these annuities in their retirement …

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First Immediate Annuity from Securian

According to The Retirement Reporter, Securian Financial Group has begun to offer its inagural single premium immediate annuity (SPIA). The product is called IncomeToday! After paying an initial $25,000 premium, IncomeToday! provides continuous fixed payments, either for life or a defined period of time. This SPIA …

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