For all intents and purposes, income annuities appear to be the perfect retirement product. They combat longevity risk and because of mortality credits, offer relatively high payouts. So a couple of economists recently pondered why more people are not using these annuities in their retirement …
I’ve heard a lot of chatter lately about the increasing stock market and how the financial industry is back. A closing over 15,500 points last week is certainly exceptional compared to the closing in March 2009 just over 6,500. But Robert Klein of Marketwatch points …
According to The Retirement Reporter, Securian Financial Group has begun to offer its inagural single premium immediate annuity (SPIA). The product is called IncomeToday! After paying an initial $25,000 premium, IncomeToday! provides continuous fixed payments, either for life or a defined period of time. This SPIA …
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