Speak with a Registered Agent: 1-866-223-2121

Structured Settlements and the Incentives That Complicate Them

Every year, thousands of individuals are involved in accidents that require years of medical care, often funded by a lump-sum financial settlement. Because it can be extremely challenging to manage such care with an all-cash settlement, many end up settling legal claims with a structured …

Read more

Deferred Fixed Annuity with Guaranteed Withdrawal Benefit

Pacific Life Insurance Company has just released a new deferred fixed annuity that is a little different from the rest.  The Pacific Income Advantage not only offers fixed annuity benefits, but it also has the option for a Guaranteed Withdrawal Benefit with yearly crediting.  This …

Read more

Pacific Life Raises Fees on Foundation 10 Variable Annuity

Due to the increased costs of hedging risk during a market downturn, Pacific Life has increased the fee of a popular annuity product.  A new article from Janet Paskin of Smart Money says that the Foundations 10 variable annuity, which had guaranteed an annual return …

Read more