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Fear of Death Keeps People Away from Annuities

Economists have long wondered why more people don’t buy annuity products when their benefits make great sense in retirement planning. Two marketing professors from Boston College recently researched why annuities aren’t more popular and their answer is actually rather surprising. James R. Hood summarized the …

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It’s Easy to Account for Longevity Risk with a DIA

It might seem like we’ve been blogging a lot about deferred income annuities recently and we have.  That’s because deferred income annuities, aka longevity annuities, are all over the news lately.  One of the most recent articles about these products was written for The Huffington …

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Deferred Income Annuities Can Lower Retirement Planning Costs

Consumers and retirement plan sponsors alike are always looking for ways to lower the cost of funding retirement.  A new paper by Michael Finke and Wade Pfau says that deferred income annuities used in retirement planning can do just that.  This information comes from Insurance …

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Retirement Planning Should Focus More on Longevity Risk

Longevity risk is one of the most important issues to contend with when you are retirement planning.  Some actuaries are worried that neither advisors nor their clients are taking longevity risk seriously enough.  In Think Advisor’s “The Actuaries: Longer Client Life Spans Require Big Shift …

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