Deferred income annuities have skyrocketed in popularity over the past couple of years because of their affordable guarantees and their increasing use as QLACs in defined contribution plans. There is a new trend with deferred income annuity products that could drastically increase those already valuable …
In a recent article for The Wall Street Journal, the American Association of Individual Investors’ Charles Rotblut offered “A Guide to Avoiding the Biggest Annuity Mistakes.” Annuities confuse many people, so it is the responsibility of advisors and insurance companies to make sure that these …
The Employee Benefit Research Institute is a non-profit research group dealing with retirement readiness in America. Recently, they looked into whether QLACs will actually increase the retirement readiness of 401k participants and found that they most likely will. This information comes from Nick Thornton’s Benefits …
U.S. workers are concerned that they will run out of money in retirement, and for good reason. The Insured Retirement Institute asked Baby Boomers if they were confident that they would have enough money to carry them through retirement and only 27% answered that they …
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