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How Mortality Credits Make Income Annuities Work

You would be hard pressed to find someone who doesn’t want guaranteed lifetime income. But there are not very many places to find this type of a guarantee. Lucky workers have a pension that will continue to pay them income even after they are no …

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Income Annuities Follow the Shared Resource Trend

Sharing resources has become very trendy over the past few years. Although this kind of philosophy is what our ancient ancestors did just to survive, it seems like we’ve recently realized the benefits of shared resources. Some examples of this newfound philosophy are Uber, Airbnb, …

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Annuity Benefits Match Consumer Wants, But Education Is Needed

TIAA-CREF conducted a survey earlier this year of 1,000 Americans called the 2015 Lifetime Income Survey.  Insurance News Net’s Linda Koco summarized the recently released findings in the article “People Want Lifetime Income But Don’t Know Annuities.”  Having guaranteed monthly income in retirement is important …

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Your Retirement Plan Needs Guaranteed Income

In “Lifetime income is possible (and necessary)” on Producers Web, Peter J. D’Arruda tells us why it is so important to have a lifetime income stream.  He says that a retirement plan that doesn’t guarantee your income will last as long as you live isn’t …

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