Fixed annuities, often called Multi-Year Guaranteed Annuities (MYGAs), guarantee a fixed interest rate for a set term. Once purchased, your rate is locked in, providing stable, predictable growth. MYGAs are popular because they usually offer higher interest rates than traditional savings accounts or CDs while …
The shift toward fee-based annuities continues to gain traction as insurance companies adapt to regulatory changes, particularly after the introduction of the Department of Labor’s fiduciary rule. Major firms have been expanding their fee-based variable and index annuity offerings. These products aim to better align …
People often purchase fixed annuities for two main reasons: their principal is safeguarded, and they receive a fixed rate of return, along with the option for lifetime income payments. However, Bob Richards of Learn Bonds highlights additional benefits of fixed annuities in his article “Other …
One of America’s leading financial services organizations, Equitable, has just announced the updating of two of its most popular registered index linked annuity (RILA) products.
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