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Shopping for an Annuity? Ask These Questions First

Annuity products have a bad reputation mostly due to their complexities and misconceptions. It doesn’t help that some financial professionals aggressively sell them, leading to many consumers purchasing without really understanding exactly what it is they are buying. Unfortunately, this has many people believing that …

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Confidence In Retirement Planning Not As High As Expected

Last month, the Employee Benefit Research Institute’s Retirement Confidence Survey found that Americans are much less confident that we in the financial industry would hope.  What can we do to change the fact that “Retirement Confidence (is) Still Low Despite (a) Brightening Economy?”  Financial Planning’s …

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