Have you heard of “buffer annuities?” They’re described as sort of a cross between variable and indexed annuities. Through exposure to structured products like options contracts, they boast a protection to the downside in exchange for a cap to the upside. Several industry players have …
Every spring insurance companies release variable annuity product updates and introduce new products to the market. The filings made with the Securities and Exchange Commission give us a preview of what’s to come in the variable annuity market. This year was a slow spring for …
Wall Street Journal reporters Leslie Scism and Liam Pleven recently highlighted the modifications made by insurers to variable annuity benefits. These annuities have been very popular with baby boomers looking for a safer retirement plan with tax benefits and a minimum return. However, the current …
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