The shift toward fee-based annuities continues to gain traction as insurance companies adapt to regulatory changes, particularly after the introduction of the Department of Labor’s fiduciary rule. Major firms have been expanding their fee-based variable and index annuity offerings. These products aim to better align …
Many Americans are now living to age 100 and beyond, and while this is a positive trend, it can present financial challenges. Living a long life means planning carefully to avoid outliving your savings. To help ensure financial security in retirement, it’s essential to prepare …
“A bank executive talked my 90-year-old mother-in-law into purchasing an annuity to increase her yield from a CD. Is this a mistake (considering her advanced age), or was it a good move to avoid probate in the case of her death?” Whether the annuity purchase …
Immediate annuities guarantee income: You pay a sum of money to an insurance company, and the firm provides you with a stream of payments that can last a lifetime. Payments begin as soon as 30 days after purchase. According to Rob Williams, managing director of …
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