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Some Say the Annuity Cons Outweigh the Pros

I just read another article saying that annuities have more cons than pros.  If you put all Americans in a generic group together, that may be the case.  But when looking at annuities on an individual level, many of the so-called cons aren’t even valid …

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Fixed Annuity & Equity Combo Helps Beat Longevity Risk

Low interest rates are posing challenges for retirees and have been for quite some time.  A lot of research gets done regarding the best investments for retirees to choose when interest rates are low.  According to Morningstar’s “Interest Rates and Retirement,” Lewis J. Walker says …

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Don’t Compare Annuities to Unlike Products

Andrea Coombes talks about the “3 annuity mistakes to avoid” in her article for Marketwatch from The Wall Street Journal.  Misunderstandings from advisors and investors alike keep them from using annuity products in their retirement planning.  Deferred and immediate annuities can really be a great …

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Annuities Replacing Bonds for Retirees

U.S. News & World Report’s David Hull isn’t the only one asking “Do You Need Bonds in Retirement?”  CFA Dr. Wade Pfau has been researching whether bonds are needed in retirement anymore and believes that traditional retirement thinking needs to be changed.  Financial professionals have …

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