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Rising Interest Rates and Your Annuity

As interest rates begin to rise, many investors are questioning what this could mean for annuity products. Fixed annuities, in particular, are marketed as having an upside benefit of the market without the risky downside. What’s important to remember is that when returns are capped …

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Fed Rate Hike and Your Life Insurance, Annuities

According to a new report, the recent increase in short-term interest rates by the Federal Reserve should benefit rate-sensitive insurance products, including annuities. As reported in a LifeHealthPro article, Moody’s Investors Service released their “Sector Comment” report on December 14, and with it research on …

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Laddering Fixed Annuities Protects Against Interest Rate Risk

This year looks to be an interesting one for the annuity industry. There is quite a mix of different factors effecting everything from payouts to commission structures. In a recent article for Marketwatch titled “How to buy annuities in a dicey year,” Andrew Murdoch explains …

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The 20 Year Evolution of Fixed Indexed Annuities

This year marks the 20th anniversary of fixed indexed annuities.  They have undergone a lot of changes during those two decades, some good and some bad.  In Insurance News Net Magazine’s article “Happy 20th, Fias!“, Editor-in-Chief Steven Morelli talks about the state of fixed indexed …

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