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Allianz Life Announces New Index Variable Annuities

According to a recent Digital Journal article, Allianz Life Insurance Company of North America has just launched two new index variable annuity (IVA) products. The new annuities, Allianz Index Advantage ADVSM  Variable Annuity and Allianz Index Advantage NFSM Variable Annuity, are modeled after the company’s …

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Fee-based FIAs Gaining Momentum

The new Department of Labor’s fiduciary rule was designed to steer distributors away from commission-based sales, which has many insurers making changes to their line-ups. Included in these changes are new fee-based fixed indexed annuities for independent marketing organizations. But this sector, which has sold …

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Criticism of Buffer Annuities: Is it Justified?

Have you heard of “buffer annuities?” They’re described as sort of a cross between variable and indexed annuities. Through exposure to structured products like options contracts, they boast a protection to the downside in exchange for a cap to the upside. Several industry players have …

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