Experts in the annuity industry have been pushing the government to make changes to regulations that would allow for more use of annuities in 401k plans. The Retirement Enhancement and Savings Act of 2016 does just that. It was recently passed by the Senate Finance …
In this post-DOL fiduciary rule time, the annuity industry will certainly change, but in some ways will still remain the same. In the Financial Planning article “How will annuities fit in portfolios in a fiduciary world?,” Chris Orlando says that there is still an important …
There is still a case to be made for buying fixed indexed annuity products. Before they were included in the DOL’s fiduciary rule, FIA sales were sky high and on an eight year streak of increases. Since the rule has been announced, some experts are …
After the DOL fiduciary guidelines, some people are under the false impression that all commission-based products are bad for consumers. This simply isn’t the case. You have to take into account both the individual product details as well as the length of time that the …
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