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Product Review: | Atlantic Coast Life Safe Haven

The Atlantic Coast Life Safe Haven's payout rate (up to 4.19%) is the best available. Guaranteed, short terms, no fees. The bottom line is this: Interest rates that have been pretty good are now very good. Assuming that they will not be trimmed by insurance companies, Atlantic Coast Life MYGAs, and others paying highly competitive rates today, are extremely attractive.   ***Update: The rate for the Atlantic Coast Life Safe Haven 7 year is 4.19%***   A compelling... Read More

Product Review: | Fidelity & Guaranty Safe Income Plus 10

F&G’s payout rate is a whopping 12.47% – more than the average annual gains of the S&P 500, including dividend reinvestment. Remember that this income payout is guaranteed, so payments continue until death, regardless of whether the annuity’s principal is exhausted.   For Income-Oriented Investors, Select FIAs Offer Substantial Guaranteed Payouts Each year, fixed income annuities (FIAs) become increasingly popular, and one huge reason is that they provide exposure to... Read More

Product Review:
Athene Agility 7 & Athene Protector 5

Athene Agility 7 and Athene Protector 5 offer generous investment terms and at least one above-average benefit in addition to a truncated surrender period.   Good news for prospective annuity buyers, especially amid recent signs that the economy is slowing markedly and could begin acting turbulent as the year winds on. Two Athene fixed indexed annuities (FIAs) - Athene Agility 7 and Athene Protector 5 - have caught our attention. Both have abbreviated surrender schedules of... Read More

Product Review: | Pacific Life Index Edge 5 Fixed Indexed Annuity & | Pacific Life Index Dimensions 10 Fixed Indexed Annuity

Pacific Life offers a fixed indexed annuity (FIA) with an attractive and rare surrender period of only five years and another FIA that offers more generous terms in an otherwise standard product with a typical 10-year surrender period. Many FIAs are more compelling than a plain vanilla fixed annuity. This makes some Pacific Life FIAs even more so.   While people are shopping for an annuity, they typically learn the financial ratings of the insurance company behind the products... Read More

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