New York Life Insurance Company released a unique fixed annuity product last October without any introduction or fanfare. This deferred fixed annuity is one of the first to offer guaranteed lifetime withdrawal benefits comparable to those of variable annuities and indexed annuities. This information comes …
We’ve talked before in this blog about the increasing popularity of deferred income annuity products. Since 2011, their sales have increased from $211 million to around $2.8 billion last year. The increasing sales of deferred income annuities have come partly from a decrease in variable …
Yesterday’s blog post listed some of the reasons why annuities are not in many defined contribution plans and why they are likely to be offered in many more plans in the future. Jean Chatzky agrees with this and believes that longevity annuities are going to …
Longevity annuities come in two different types and help to insure that you will not run out of money in retirement. They are essentially the opposite of life insurance, which leaves money behind in the case of an early death. Deferred income annuities and fixed …
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