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Not Everyone Is Running From Variable Annuities

Sammons Retirement Solutions is moving forward with a new variable annuity despite many carriers steering clear of variable annuities.  Since interest rates have been low and the stock market volatile, insurers like MetLife and Prudential have lessened their variable annuity business.  Sun Life Financial, out …

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Death Benefits & Tax Deferred Growth

While demand for variable annuities is still very high, many insurers are stepping back from them quite a bit.  According to Investment News’s Darla Mercado in the article “VA carriers hunkering down,” life insurers have had a hard time hedging their variable annuities with living …

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Fixed Term Annuity Surge Over Next Two Years

While Americans have been focused on increasing education about annuities and retirement income options, our neighbors in Europe are dealing with the same issues.  MetLife Europe UK forecasts a 65% increase in retirees asking financial advisors about annuity products.  In the FT Advisor article, “IFAs …

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Fewer Choices for Variable Annuities, Not Necessarily a Bad Thing

In the Wall Street Journal article, “Restyled Annuities Offer Fewer Choices,” Leslie Scism says that variable annuities with lifetime income guarantees don’t have as many investment options as they did a few years ago.  When the market was stronger, insurance companies used a wide range …

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