U.S. Senator Elizabeth Warren recently questioned the ethics of annuity sales by sending letters to fifteen of the top annuity providers. Her concern lies with the incentives offered to insurance agents for selling annuity contracts. She is calling for a rule that ensures retirement advisors …
Consumers and retirement plan sponsors alike are always looking for ways to lower the cost of funding retirement. A new paper by Michael Finke and Wade Pfau says that deferred income annuities used in retirement planning can do just that. This information comes from Insurance …
LIMRA Secure Retirement Institute recently performed a lot of research in preparation for the annual Retirement Industry Conference that they co-sponsor. They found two significant trends in the individual annuity industry. This information comes from Linda Koco’s Insurance News Net’s article, “Today’s Rising Annuity Stars: …
When annuities were first introduced back in Roman times, there was one kind and it was very simple. The single premium immediate annuity (SPIA) paid you lifetime income after a one time payment to an insurance company. There are now tons of different annuity products …
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