The Insured Retirement Institute released their State of the Industry report last month. The report offers insight into the overall annuity market for 2015 as well as a prediction that interest rates will rise above 3% this year. In Think Advisor’s article, “Fixed Index Annuities …
An advisor isn’t likely to sell you an annuity that they don’t understand, or at least they shouldn’t. Many advisors called out for insurance companies to make sure their annuities are straightforward at the IRI’s annual conference. Darla Mercado’s Investment News article, “Annuities changes puzzle …
Although there have been some large insurance carriers leaving the annuity market recently, those who remain think that annuities are going to remain important vehicles for guaranteeing lifetime income. The Financial Planning article by Katie Kuehner-Hebert asks “Is There Enough Capacity in Annuities?” There are …
Many Baby Boomers and Generation Xers do not appear to have a financially sound retirement ahead of them. According to a report from the Insured Retirement Institute, 21.7% of Baby Boomers and 27.8% of Generation Xers have absolutely no retirement savings. Whether it is their …
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