Much to the delight of older investors, the Federal Reserve has raised the federal funds rate three times since the end of 2016. The increased rate can mean more opportunities to capitalize, which is great news for those nearing or in retirement. Here’s a look …
A little less than two years ago, Voya Financial exited the buffer annuity market, but with a recent resurgence in popularity, they have now announced a re-entry with the launch of a new product. “I think we just came to the market too early for …
As the implementation date of the new Labor Department fiduciary rule approaches, several brokerage firms are changing how they handle indexed-annuity compensation. Currently, many broker-dealers do not require advisors to clear indexed annuity sales through the brokerage, like they do with mutual funds and variable …
Have you heard of “buffer annuities?” They’re described as sort of a cross between variable and indexed annuities. Through exposure to structured products like options contracts, they boast a protection to the downside in exchange for a cap to the upside. Several industry players have …
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