Home / Guides / Page 25

You’ll Never Regret Saving for Retirement

More than one recent study has shown that only half of Americans are saving for their retirement and that is just dismal.  Not even all of those savers are putting enough money aside to maintain the standard of living they desire.  According to U.S. News & World Report's Emily Brandon in the article "7 Obstacles to Saving for Retirement," 42% of savers actually have enough put aside to live comfortably in retirement.  Not only does she offer seven reasons why it is hard to save for... Read More

Simple Rules to Follow to Be Rich in Retirement

Once you get rich, you can use some of your money to guarantee a lifetime stream of income from an annuity product.  That way, you'll never have to worry about running out of that money you worked so hard to earn.  "How to Get Rich Slowly" by Tom Sightings was recently published in U.S. News & World Report Money section.  Mr. Sightings acknowledges that while there are a few exceptions who make billions of dollars quickly (think Mark Zuckerberg of Facebook fame), most people have to make... Read More

New York Life Sells $1B of Deferred Income Annuities

The Wall Street Journal's MarketWatch recently published an article by Anne Tergesen stating that "More boomers (are) buying 'longevity' annuities."  While immediate annuities are still a popular choice for retirees, some younger Baby Boomers are purchasing deferred annuities as early as their 50's, even though they won't start receiving payments for another decade or so.  Last year the government made it easier for 401k plans to offer annuities because they believe that annuities are a good... Read More

Look at the Schwab Retirement Income Variable Annuity

Pacific Life Insurance Company has issued a new variable annuity product that will only be sold through Charles Schwab.  This new product is expanding the already present relationship between the two companies, who already offer a single-premium immediate fixed annuity, the Pacific Income Provider.  Their newest venture is simply called the Schwab Retirement Income Variable Annuity.  Through a Business Wire press release, Pacific Life says that this variable annuity is focused on offering... Read More

Employees Seek Retirement Plan Help, Especially Generation DC

Asset manager State Street Global Advisors (SSgA) recently asked people participating in a company retirement plan about what they liked and what they'd like to see more of.  Their study results are detailed in the Business Wire press release "401(k) Investors Want Automatic Savings Increases and More Help in Making Better Retirement Decisions According to New Study from State Street Global Advisors."  They found that the youngest working generation, referred to as Generation DC, desires even... Read More

Buy An Annuity for Your Valentine

Before I get started, I must admit that I found this Marketwatch article just a bit sexist, but I realize the audience to which Stan Haithcock was speaking will appreciate it.  In "Guess what? Your wife loves annuities," the Annuity Man says that when he is giving financial presentations, he knows that many of the men he is speaking to are not fans of annuity products.  But when their wives come along to the tropical locations and hear what annuities have to offer, they immediately want their... Read More

Insurance, Like Annuities, Helpful for Retirement

In "Three Insurance Policies That Could Help Pay for Retirement," Jennifer Nelson discusses the benefits of annuities, permanent life insurance, and return of premium term life insurance.  Fox Business published the Insure.com article which stresses that you should first contribute all you can to your 401k plan and other tax benefit plans until you have maxed those out.  Most people underestimate the importance of insurance and don't even know how it could help boost your retirement... Read More

5 Things to Consider Before Choosing Retirement

There are a lot of variables to take into account when trying to figure out the best time to retire.  There's even more to take into account than just how much money you have saved and your age.  In Liz Weston's MSN Money article, "How to tell if it's time to retire," financial expert Weston gives readers five specific things to consider before making the decision to retire.  There are many people who have lost their jobs without having the luxury of deciding when to retire, whether they... Read More

Buy Your Annuities, Rather than Having them Sold to You

On The Chicago Financial Planner website, Roger Wohlner delves into a poignant topic.  "Annuities: The Wonder Drug for Retirement?" questions whether annuities are the best product for Baby Boomers or if they are falling for a sales pitch.  This is something we certainly have talked about before.  When advisors don't look out for the best interest of their clients, annuities can be "sold" rather than "bought."  Baby Boomers who do their research and choose to buy an annuity typically find... Read More

As Social Security Age Rises, Annuities Can Help You Retire on Time

While this association certainly makes sense, data has backed up the fact that the rising age for claiming full Social Security benefits has led to an increase in the length of people's working lives.  Paula Aven Gladych of Benefits Pro wrote "Rising Social Security age will see retirees working longer," an article published on Producers Web.  The Congressional Budget Office found that people are waiting longer to claim their Social Security benefits so that they can receive a higher amount... Read More

Annuityfyi.com - Prefooter


Mailing Address:

1165 NE 105 St.
Miami Shores, FL 33138




(866) 223-2121

Follow Us On

Click for the BBB Business Review of this Annuities in Miami Shores FL

Copyright © 2019 AFYI Holdings Group, LLC, All Rights Reserved

Share On Facebook
Share On Twitter
Share On Linkedin
Share On Pinterest