Reviews

How is this FIA faring this year? So far, so good. Through early August, the index returned 8.84%, partly on the strength of a sharp rally in gold, while the S&P 500 was barely positive. An FIA with a Generous Index Participation Rate and Asset Flexibility May Be Your Best Bet in These Trying TimesAmid a pandemic and a severe recession, purchasing the right fixed indexed annuity (FIA) – an annuity offering exposure to the stock market while sidestepping losses in a down... Read More

There are a few scattered bright spots and one of them is Brighthouse SecureAdvantage 6, a relatively new fixed indexed annuity that is unlike virtually every other FIA. Brighthouse SecureAdvantage 6 Is Markedly Different From Other FIAs – And That’s Why It’s Worth Discovering Now.This is an extraordinarily tough period for investors. Most traditional options are sketchy or worse. The benchmark 10-year U.S. Treasury note is yielding well below 1%. Stocks have... Read More

Prospective annuity buyers might be interested because Security Benefit Strategic Growth is more generous than most growth FIAs – it offers a 50% participation rate on the S&P 500, compared to 40% to 45% participation rates among most others. Security Benefit, an annuity purveyor whose roots date back a whopping 127 years, is no stranger to fixed indexed annuities (FIAs).Its predecessor started out in Kansas as an insurance company with a twist, one focused on providing... Read More

In effect a hybrid of a growth FIA and an income FIA, the Athene Ascent Pro 10 offers a stronger chance to beat the going guaranteed rate by doubling annual gains in the index and adding them to the annuity’s income base. Ostensibly, folks who like fixed indexed annuities (FIAs) want to have their cake and eat it too. FIAs enable them to invest in the stock market without fear of losses because of a guarantee that they won’t lose money in a down market.But if they... Read More

"Most fixed annuities take from the left hand and give with the right hand. Nationwide New Heights gives with both hands, and that is unique." Saving for retirement is hard enough, but another difficult challenge is making sure the money lasts. This is where annuities enter the picture. Yet not all annuities are equal.Ideally, you want an annuity that couples a competitive, guaranteed income stream with a reasonable shot at growth. Good luck finding one. Fixed indexed... Read More