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The 20 Year Evolution of Fixed Index Annuities

This year marks the 20th anniversary of fixed indexed annuities.  They have undergone a lot of changes during those two decades, some good and some bad.  In Insurance News Net Magazine’s article “Happy 20th, Fias!“, Editor-in-Chief Steven Morelli talks about the state of fixed indexed …

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Slowly Increasing Interest Rates Good for Fixed Annuities

Interest rates are important for the bond market as well as the fixed annuity market.  But just as important as what the interest rate value actually is, is what direction it is headed at what speed.  “Bond market fears igniting interest in fixed annuities,” by …

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Annuity Arguments Often Based on Inaccurate Information

Annuities are a great financial tool for many people, yet don’t belong in the portfolio of some others.  Unfortunately, there are some incorrect arguments against these products circulating that might keep consumers away who could really benefit from the safety and guarantees of annuity products.  …

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When an Annuity Will Work for You, and When it Won’t

Whenever I see the always present articles asking “Are annuities right for you?,” I get ready to cringe at the “expert” answers.  Depending upon the source of the article, these so-called experts may not know anything about annuities and they typically generalize their responses for …

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