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A Fixed Annuity with Living Benefits from New York Life

New York Life Insurance Company released a unique fixed annuity product last October without any introduction or fanfare.  This deferred fixed annuity is one of the first to offer guaranteed lifetime withdrawal benefits comparable to those of variable annuities and indexed annuities.  This information comes …

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Deferred Fixed Annuity with Guaranteed Withdrawal Benefit

Pacific Life Insurance Company has just released a new deferred fixed annuity that is a little different from the rest.  The Pacific Income Advantage not only offers fixed annuity benefits, but it also has the option for a Guaranteed Withdrawal Benefit with yearly crediting.  This …

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How to Determine if an Annuity Should Be in Your Retirement Plan

It’s refreshing to see annuities getting attention from larger news sources.  CNBC’s Jim Pavia recently asked “Do annuities fit into a retirement plan?”  Since annuities offer you peace of mind that you won’t be outliving your retirement savings, they can definitely be worth the fees …

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Three Ways Annuities Can Raise Your Retirement Confidence

Annuities and mutual funds have significant differences when it comes to using them for retirement income.  In J. Brendan Ryan’s Cincinnati Enquirer article, “Worried about long-term income? Annuities ease anxiety.,” Mr. Ryan offers up some of the basics of annuity products and tells us how …

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