Reviews

So, what do you do if you’re among the fortunate folks in the working world who contribute the maximum in tax-deferred accounts and have the will and the means to contribute more? Interest rates have been rising lately because of expectations of a strong economic recovery in 2021. But they’re still near record-lows and are unlikely to rise significantly higher because the Federal Reserve has said it will not increase short-term interest rates before the end of 2023.So,... Read More

If you invest, say, $100,000 in a three-year MYGA today, and take no withdrawals along the way, you walk away with more than $107,000... in a five-year MYGA, you walk away with more than $116,000. Most of the time, folks weighing the purchase of an annuity ask all kinds of questions. Which type of annuity is best for me and why? What maturity best fits my needs? If I want to dabble in the stock market, should I go “all in” with a variable annuity or hedge my risk with a... Read More

Why This is a Bad Time for Bond Investors and Why Athene Protector 5 Appears to Be Part of the Solution As a longtime contributor to Annuity FYI, I am familiar with new annuity products introduced into the marketplace and sometimes evaluate them for possible inclusion in my own retirement portfolio. So, I wanted to share why I recently added the Athene Protector 5 to my portfolio in the belief that it’s particularly germane in today’s investment climate. I expect that my... Read More

The interest rate on Sammons LiveWell Guarantee Annuity, depending on the size of the investment, is as high as 3.55% annually. The highest rate today on a seven-year certificate of deposit (CD), by contrast, is 1.8%. Bucking the Herd, One Annuity Purveyor is Temporarily Offering Extremely Generous Rates on a Seven-Year MYGA.In highly stressed times like these, it’s not unusual for companies to do things they seldom do. For example, most people are driving much less these... Read More

If you’re in the stock market, is it time to lower your risk and protect your gains by turning to less risky financial vehicles? Is the next recession on the horizon? Different types of annuities can totally sidestep the market or remain exposed to the market but with reduced risk of losing money in a down market. Continue reading to see 3 examples of annuities that might fit the bill. Questions? Submit the quick form at the bottom of the page and we will get right back to... Read More