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Are Income Annuities Really the “Perfect” Retirement Product?

For all intents and purposes, income annuities appear to be the perfect retirement product.  They combat longevity risk and because of mortality credits, offer relatively high payouts.  So a couple of economists recently pondered why more people are not using these annuities in their retirement …

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Higher Payouts, Pension-Like Income from Deferred Income Annuities

There are certain places where you often see negative information about annuities.  So when a financial magazine like Kiplinger’s says that “Deferred Income Annuities Offer Predictability,” you know that these products are something to look into.  Kimberly Lankford points out that deferred income annuities create …

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The Only Way to Guarantee Lifetime Income Payments, Now or Later

In Kimberly Lankford’s Kiplinger article, “Add an Annuity to Your Retirement-Income Mix,” she says it best with the line “only an annuity guarantees that your income will continue no matter how long you live.”  This is important information that should not be overlooked during retirement …

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UPDATE: Deferred Income Annuities Are Reborn

Earlier this year, I highlighted six deferred income annuities that offer consumers good income streams in retirement.  I just updated the blog post with the latest on deferred income annuities as they become increasingly popular and see record sales numbers.  See the update here. Written …

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