Those workers lucky enough to have a pension plan from their employer receive a stream of income payments during retirement that will last as long as they live. Most workers, however, have defined contribution plans like 401ks instead of pensions. The majority of 401k plans …
Economist Tom Hegna is well respected in the financial industry. He works hard to inform people about longevity risk and how it can impact everyone’s financial future. In LifeHealthPro’s “We have to take longevity risk off the table,” Daniel Williams wrote about a conversation he …
Morningstar recently published a video on their website comparing the pros and cons of single premium immediate annuities and deferred income annuities. Neither annuity product is “better” than the other, but each has their benefits and drawbacks for an individual retirement plan. Christine Benz interviewed …
There are ways to receive lifetime income from your annuity product without annuitizing it. In Financial Advisor Magazine, David Shucavage discusses “Annuities As A Retirement Option.” Your retirement savings can be used to supplement Social Security and any pension income you might receive upon retirement. …
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