The Department of Treasury recently made it much easier for people to buy long-dated deferred income annuities, which are also known as longevity insurance or advanced life deferred annuities (ALDAs). The new regulations mean, for instance, that if you use tax-deferred assets to buy an …
Indexed annuities have been getting a lot of attention lately, thanks in part to the fact that their optional living benefit riders are a bit more generous than similar riders on variable annuities. They’ve also taken a welcome step that could lead to greater price …
Two new articles published by Annuity FYI give us some insight into new annuity riders. These riders not only guarantee lifetime income, they also protect your money against market risk. David Port and Kerry Pechter each wrote an exclusive article for Annuity FYI and the …
So-called “longevity” annuities—contracts that you might buy at age 65 but wouldn’t receive payments from until and unless you reach, say, age 85—are perhaps the cheapest way for people to insure themselves against the risk of living to age 90 or 95 and running out …
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