Speak with a Registered Agent: 1-866-223-2121

Speak with a Registered Agent: 1-866-223-2121

Why Equity Indexed Annuities Are Popular


By

According to Matthew Sturdevant of The Hartford Courant, “Indexed Annuities (are) a Perfect Investment During (the) Recession.”  His interview with Dana Pederson of Phoenix Cos. explains why equity indexed annuities are so important for investors and so popular right now.  An indexed annuity is almost like a hybid of a fixed annuity and a variable annuity.  Since your investment is linked to an equity index, you have the potential to earn money if there is a gain in your index.  But unlike variable annuities, there is no risk of losing money because insurance companies hedge the risk of your investment and while you may not make any money, you definitely won’t lose any.

With record sales of equity indexed annuities in 2009, 2010 has the potential of beating even those sales figures.  Driving the sales are the fact that investors have had time to learn about these safer investments as well as the burning desire to actually invest in a safer product after the past two years of market turmoil.  The guaranteed income riders attached to these annuities are also helping to increase their popularity.  Most equity indexed annuities are purchased with a lump sum and must be held for at least ten years.  While they are set up to deplete by paying you guaranteed income for either your lifetime or as long as the value remains, death benefits for a beneficiary are available if the investor passes away with a remaining account balance.

For more information about the product mentioned in this article contact us here:

Information Request Form

If you have questions or would like more information, please complete this form and a licensed professional will be happy to help. For the fastest response, please select 'Phone' as your Contact Preference.

By providing your information and clicking 'Submit' above, you acknowledge that you have read and agree to this site's privacy policy. You also provide your consent to be contacted at the email address or phone number provided above (including any wireless number) by licensed agents or representatives from or on behalf of AFYI Holdings Group, LLC and other companies to provide the information requested and/or offer annuities or financial products. You understand that these calls or SMS messages may be generated using an automated telephone dialing system, a pre-recorded message, or artificial voice. Consent to receive such messages is not a condition to purchase any goods or services. You may opt out at any time by following the instructions in the messages you receive.  Receiving quotes and information through our website is free, and you are under no obligation to purchase any goods or services as a result of this request. You affirm that you are the subscriber of the provided telephone number or that the subscriber authorized you to provide the number. Message and data rates may apply. AFYI Holdings Group, LLC is committed to respecting your privacy and adhering to all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA).