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Variable Annuities Can Help You Save for Retirement


When saving for retirement, there are a few questions to ask yourself to see if a variable annuity is right for you.  Even though they have taken some hits in this bear market, TheStreet.com shared 6 scenarios where a variable annuity can be right for your retirement plans.

  • You’re looking towards the long-term and won’t need your money before you plan to retire
  • Any 401(k)’s or IRA’s that your company sponsors have been maximized with contributions
  • You are able to take advantage of the tax-deferral in regards to the investment growth; most important for those in a high tax bracket with six plus years to retirement
  • Securing your savings from court accessilbilty is important to you
  • You have a trusted financial advisor or believe that you can make appropriate market decisions with your finances
  • An emergency fund with available assets is at your ready

If these situations apply to you contact an expert to help you establish a variable annuity.

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