Compare No-Surrender Annuities

The no-surrender annuities below are what we believe to be the most competitive no-surrender annuity products. Contact an Annuity FYI Expert to make sure that you pick the best no-surrender annuity to meet your needs.

What is a no-surrender annuity?
Criteria for evaluating these annuities/riders.
For financial strength ratings on companies below, click here.

No-Surrender Annuities

Company & Annuity	Minimum Investment	Death Benefit Available?	Living Benefit Available?	M&E Fees	To Order a Free Information Kit
LifeVest II	$15,000	Yes	Yes Details	1.65%
ONcore Flex	$10,000	Yes	Yes Details	1.50%
Perspective Advisors II	$25,000 We like this no-surrender annuity primarily because of the return-of-premium death benefit, and because you can invest in Jackson's JNL5 and S&P4 asset allocation models.	Yes Details	Yes Details	1.65%
Acumulator Select	$25,000	Yes Details	Yes Details	1.70%
Leaders® Access	$10,000 non-qualified $2,000 qualified	Yes	Yes Details	1.70%
ING GoldenSelect Access Issued by ING USA Annuity and Life Insurance Company and distributed by Directed Services, Inc	$10,000	Yes Details	Yes Details	1.80%
American Legacy III C Share	$25,000	Yes	Yes	1.70%
Series C	$25,000	Yes	Yes Details	1.75%
Future II C-Share	$5,000 non-qualified $3,000 qualified	Yes	Yes	1.15%
Transamerica Axiom Neither AFSG Securities Corporation nor its affiliates, including Transamerica Life Insurance Company, sponsors or is in any way affiliated with Annuity FYI	$5,000 non-qualified $1,000 qualified	Yes	Yes	1.00%

Updated: 07/24/2008. Reviewed 03/13/08.