We get a lot of phone calls from investors asking us what are among some of the best values in the variable annuity marketplace. This table lists what we believe are some of the best annuities and riders for the cost. That said, just because an annuity is low cost doesn’t mean it is the best investment for your particular needs. Contact Annuity FYI at 866 223-2121 and we will be happy to discuss with you the best annuity for your specific needs.

ANNUITY FYI’S TOP LOW-COST VARIABLE ANNUITY PICKS
Company & ProductME&A Fees
(Sub-Account Fees)
Sub-Account FeesWhy We Feature This AnnuityTo Order a Free Information Kit
logo_prudential

Premier Advisor

M&E: 0.55%
Contract Fee: Lesser of $50 or 2% of account value (waived over $100K)
0.58-2.05%We feature this annuity because it is low-cost and has competitive living income and death benefit riders. It also has no surrender charges, so this can be a good option for an investor needing spur of the moment access to their money.
HDi LWB Rider (from 1.00%)
1-866-223-2121
pacificlife

Premier Advisor

ME&A: 0.40%0.28-2.28%We feature this annuity because it has very low ME&A fees and has basic living income and death benefit riders at a very low cost. It also has no surrender charges, so this can be a good option for an investor needing spur of the moment access to their money.
Core Income Advantage 4/5 LWB Rider (from 0.40%)
1-866-223-2121
vanguard

Vanguard Variable Annuity

ME&A: 0.295%
$25 annual service fee (waived if accumulated value is at least $25K)
0.17-0.77%We feature this annuity because it has very low ME&A fees. The base ME&A does not include a return of premium death benefit rider (most do). This can be an effective way to minimize the cost of the annuity. It also has no surrender charges, so this can be a good option for an investor needing spur of the moment access to their money.
Return of Premium Death Benefit Rider (0.20%)
1-866-223-2121
ameritas

Ameritas Variable Annuity

M&E: 0.60%
$40 annual service fee (waived if contract value is at least $50K)
0.06-4.89%We feature this annuity because it is low-cost and has competitive living income benefit riders. However, it does not offer any enhanced death benefit riders. It has no surrender charges, so this can be a good option for an investor needing spur of the moment access to their money.
GLWB 2 LWB Rider (from 1.25%)
1-866-223-2121
lincoln

American Legacy III C-Share

M&E: 1.70%
$35 annual service fee (waived if contract value is at least $100K)
0.53-1.09%We feature this annuity because it has low M&E fees, low sub-account management fees and a very competitive LWB rider with exceptionally low age bands. It also has no surrender charges, so this can be a good option for an investor needing spur of the moment access to their money.
Lifetime Income Advantage Protected Funds (from 1.05%)
1-866-223-2121
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