*{
	padding:0;
	margin:0;
	border:none;
}
body{
	background:#fff;
	font-family:arial,tahoma, sans-serif;
	color:#000;
	font-size:12px;
	line-height:14px;
}
a{
	color:#003c8e;
	border-bottom:1px solid #003c8e;
	text-decoration:none;
}
a:hover{
	border-bottom:1px solid #b40000;
	color:#b40000
}
a img{
	border-bottom:none !important
}
.nb{border-bottom:none !important}

h2{
	font-size:14px;
	padding-top:7px;
	padding-bottom:3px;
	color:#486399
}

#wrapper{
	width:950px;
	-width:970px;
	height:auto;
	margin:20px auto;
}

#top{
	width:100%;
	height:60px;
	background:url("images/bg_top2.gif") top left no-repeat;
}
	#top h2{
		padding:0;
		margin:0;
	}
	#top a{
		background:url("images/logo.gif") top left no-repeat;
		width:148px;
		height:60px;
		display:block;
		margin-left:20px;
		margin-top:0;
		float:left;
		padding-bottom:0;
		border-bottom:none
	}
	#top h2 a span{display:none}
	#top p{display:none}
	#top #search{
		float:right;
		margin-right:20px;
		
	}
	
	#top #search input#searchbox{
		background:#bcc8dd;
		border-left:1px solid #8d8e8e;
		border-top:1px solid #8d8e8e;
		border-bottom:1px solid #eff1f4;
		border-right:1px solid #eff1f4;
		width:141px;
		height:17px;
		margin-top:0;
		margin-right:2px;
		float:left;
		color:#fff;
		padding-left:1px
	}
	
#topmenu{
	width:100%;
	height:23px;
	margin-top:1px;
	background:url("images/bg_menu_gen.gif") top left repeat-x;
	text-transform:uppercase;
	text-align:center;
	line-height:23px;
	letter-spacing:-.1px;
	font-weight:bold
	
}
	#topmenu li{
		float:left;
		list-style-type:none;
	}
		#topmenu li a{
			color:#0f487a;
			text-decoration:none;
			border-bottom:none
		}
		#topmenu li a:hover{
			border-bottom:none
		}
			#topmenu .home{
				width:169px;
				text-align:right;
				color:#fff;
				padding-right:15px
			}
			#topmenu .ab{
				width:150px;
				background:url("images/bg_menu_ab.gif") top left no-repeat
			}
			#topmenu .ca{
				width:161px;
				background:url("images/bg_menu_ca.gif") top left no-repeat
			}
			#topmenu .ae{
				width:129px;
				background:url("images/bg_menu_ae.gif") top left no-repeat
			}
			#topmenu .ema{
				width:173px;
				background:url("images/bg_menu_ema.gif") top left no-repeat
			}
			#topmenu .ik{
				width:153px;
				background:url("images/bg_menu_ik.gif") top left no-repeat
			}
			
			#topmenu ul li ul{
				position:absolute;
				display:none;
				width:190px;
				font-size:11px;
				border-left:1px solid gray;
				border-right:1px solid gray;
				text-transform:capitalize;
				text-align:left;
				margin-top:-1px;
				margin-left:-1px;
				padding-bottom:1px;
				background:url("images/bg_bottom_dropdown.gif") bottom left repeat-x #fff;
				font-weight:normal
			}

			#topmenu ul li ul li{
				clear:both;
				letter-spacing:0
			}
			#topmenu ul li ul li a{
				display:block;
				padding:0 3px;
				width:184px;
				height:20px;
			}
			#topmenu ul li ul li a.bg{
				background:#eeeeee
			}
			#topmenu ul li ul li a:hover{
				background:#dbdbdb
			}
			a:hover{text-decoration:none}
			
#main{
	background:url("images/bg_main.gif") repeat-y;
	width:100%;
	height:auto;
	clear:both;
	margin-top:5px
}
#left{
	width:183px;
	float:left;
}
#left a{border-bottom:none}
	#left ul li.phone{
		display:block;
		background:url("images/box_call_expert.gif") top left no-repeat;
		width:100%;
		height:141px
	}
		#left ul li.email{
			display:block;
			background:url("images/box_email_expert.gif") top left no-repeat;
			width:100%;
			height:144px;
			margin-top:-3px
		}
		#left .email a{
			display:block;
			width:183px;
			height:144px;
			margin-bottom:0px
		}
		#left li span{display:none}

#lefthandnav{
	background:url("images/bg_lefthandnav_top.gif") top left no-repeat;
	display:block;
	width:100%;
	padding-top:20px;
	margin-top:-2px;
}
	#lefthandnav li{
		list-style-image:url("images/lefthandnav.gif");
		background:url("images/bg_lefthandnav_item.gif") top left no-repeat;
		height:27px;
		padding-top:13px;
		margin-left:20px;
		padding-left:-5px;
		text-transform:uppercase
	}
	#lefthandnav li.long{
		list-style-image:url("images/lefthandnav.gif");
		background:url("images/bg_lefthandnav_item.gif") top left no-repeat;
		height:27px;
		padding-top:4px;
		padding-bottom:8px;
		margin-left:20px;
		padding-left:-5px;
		text-transform:uppercase
	}
	#lefthandnav a{
		color:#5f5f5f;
		text-decoration:none;
		border-bottom:none;
		font-weight:bold
	}

#right{
	width:763px;
	
	float:right;
}
	#subpage #right{
		margin-top:00px;
		margin-left:4px;
		width:753px;
		-width:750px !important;
	}
		.ad, .breadcrumbs{
			text-transform:uppercase;
			font-size:10px
		}
		.breadcrumbs{
			margin-top:5px;
		}

		.breadcrumbs span{
			font-weight:bold;
			color:#000
		}

#substantive{
	margin-top:20px;
	width:100%;
}
	h1{
		color:#003399;
		text-transform:uppercase;
		font-size:18px;
		padding-bottom:18px;
		line-height:20px
	}
	
	#substantive p{
		font-size:12px;
		line-height:17px;
		padding-bottom:10px;
		padding-left:15px;
		letter-spacing:-0.1px
	}
	

	#substantive ul.emphasis{
		font-size:13px;
		letter-spacing:.2px;
		margin-left:20px;
		margin-top:10px;
		line-height:19px;
		list-style-image:url("images/lefthandnav.gif");
	}
	
	#substantive ul.emphasis a{
		color:#003c8e;
		text-decoration:none;
	}
	#substantive ul.emphasis a:hover{
		border-bottom:1px solid #b40000;
		color:#b40000
	}
	#substantive ol, #substantive ul{
		margin-left:25px;
		line-height:17px;
		margin-bottom:10px;
		width:80%
	}
	#substantive ul li, {
		margin-left:15px;
		padding-left:0px;
		margin-bottom:5px
	}
	#substantive ol li{
		margin-left:25px;
		margin-bottom:5px
	}
	
	div.table{
		width:752px;
		height:auto;
		/*background:url("images/bg_table.gif") top left no-repeat #f4f4f4;*/
		background:url("images/bg_table2.gif") top left no-repeat #f4f4f4;
		margin-top:20px;
	}
	
		.table h3{
			/*color:#215582;*/
			color:#fff;
			padding:7px 10px;
			text-transform:uppercase;
			font-family:arial;
			letter-spacing:-0.2px
		}
		
		
		.table img{
			margin:0 auto;
			display:block
		}
		
		.table .first{width:160px}
		.table .second{width:110px;}
		.table .third{width:90px}
		.table .fourth{width:70px}
		.table .fifth{width:135px}
		.table .sixth{width:160px}
	
		.table table{
			background:#fff;
			font-size:12px;
			width:735px;
			margin:9px auto;
			margin-bottom:50px;
			text-align:center;
			border-top:1px solid #aaaaaa;
			border-right:1px solid #aaaaaa;
			letter-spacing:-0.1px
		}
		
		.table table td{
			border-left:1px solid #aaaaaa;
			border-bottom:1px solid #aaaaaa;
			
		}
		
		table tr td p{
			font-size:12px !important;
			margin:0px !important;
			margin-left:0px !important;
			padding:3px 1px !important;
			line-height:14px !important
		}
		table tr.bold{
			font-weight:bold;
			
		}
			table tr.bold span{
				font-weight:normal
			}
		table ul{list-style-type:none;line-height:14px !important;margin:0 auto !important;padding:0 !important}
		.table a{border-bottom:none !important;text-decoration:none}
		.table a img{padding:4px 0}
		
		

#boxes{
	background:url("images/bg_boxes.gif") top left no-repeat;
	width:100%;
	height:154px
}

	#boxes h3 a span{display:none}
	#boxes h3 a{display:block;width:143px;height:28px;border:none}
	#boxes .box{
		width:143px;
		margin-right:9px;
		float:left;
		display:block
	}
		#boxes p{
			margin-top:0px;
			font-family:arial;
			letter-spacing:-0.1px;
			color:#000;
			padding:8px 9px 0 14px
		}
			#boxes p a{
				text-decoration:none;
				color:#525252;
				font-weight:bold;
				border-bottom:none
			}

#currentfeatures{
	width:297px;
	height:auto;
	padding-bottom:7px;
	float:left;                                                                                                            
	font-family:arial, sans-serif;
	margin-left:3px;
	background:url("images/bg_current-features.gif") top left no-repeat #f4f4f4;
	margin-top:8px
}

#alerts{
	width:448px;
	height:auto;
	float:right;
	padding-bottom:7px;
	font-family:arial, sans-serif;
	margin-right:8px;
	margin-top:8px;
	background:url("images/bg_alerts.gif") top left no-repeat #f4f4f4
}
	#alerts h3, #currentfeatures h3{
		display:none
	}
	
	#alerts p.right, #currentfeatures p.right{float:right}
	#alerts a span, #currentfeatures a span{display:none}
	
	#alerts ul, #currentfeatures ul{                               
		margin-top:50px;
		padding-left:20px;
		padding-right:20px;
		color:#000;
	}
	
	#alerts li, #currentfeatures li{
		list-style-type:none;
		padding-bottom:10px
	}
	
	.requestarticles, .warnings{
		display:block;
		width:90px;
		height:12px;
		background:url("images/request-articles.gif") top left no-repeat;
		margin-left:17px;
		border-bottom:none !important
	}
	.warnings{
		background:url("images/warnings.gif") top left no-repeat
	}

	.linklist li:hover{
		
		border-bottom:none
	}

#largecontent{
	width:713px;
	margin-left:3px;
	background:#f4f4f4;
	margin-top:7px;
	margin-bottom:8px;
	padding:30px 20px;
	line-height:16px
}
	#largecontent p{
		padding-bottom:12px;
		letter-spacing:-0.1px
	}
	
	#largecontent ul{
		margin-left:20px;
		padding-left:10px;
		margin-bottom:12px
	}

#footer{
	font-size:11px;
	clear:both
}

	#footer ul{
		width:753px;
		height:17px;
		background:#535353;
		list-style-type:none;
		padding-left:190px;
		color:#fff;
		margin-bottom:14px
	}
	
	#footer li{
		float:left;
		line-height:17px;
		padding:0 5px 0 0
	}
		#footer li a{
			color:#fff;
			text-decoration:none;
			padding:0 5px;
			border-bottom:none
		}
	
	#footer p{
		width:190px;
		color:#2f2f2f;
		float:left;
	}
	
		#footer p.disclaimer{
			width:753px;
			float:right;
			
		}
		
.i{font-style:italic}
.b{font-weight:bold}
.r{color:#990000}
.g{color:gray !important;padding:3px 8px !important}
.l{text-align:left}
.large{font-size:12px !important}
.valign tr{vertical-align:top}
.u{text-decoration:underline;cursor:pointer}
.u:hover{text-decoration:none}
small{line-height:13px}


h1 span{	
	font-weight:normal
}
h3{
	font-size:12px;
	padding-top:4px;
	
}
select{
	border:1px solid gray;
	margin-left:15px;
	margin-bottom:5px
}
table.form td{
	vertical-align:top;
	padding-bottom:6px;
	padding-top:5px;
	border-bottom:1px dotted #dedede;
}
table.form td:hover{
	border-bottom:1px dotted #9d9d9d
}
table.form .border{
	border:1px solid gray;
	padding:1px
}
table.form select{
	margin-left:0;
}
.form select.a{
	position:relative;
	top:5px
}
table{
	margin-bottom:10px
}
.push{
	margin-left:0px;
	margin-top:2px;
	line-height:20px;
	clear:both
}
ol.push li{
	padding-bottom:10px;
	padding-left:0px
}
blockquote{
	margin:5px 5px 10px 20px;
	
}
.reallife{
	font-size:10px !important;
	margin-left:0 !important;
}
.bart{font-size:11px;}
.bart a{font-weight:bold}
.leftul{text-align:left;}
.leftul p{font-size:12px !important;}
.leftul ul{
	text-align:left;
	margin-left:0;
	margin-left:27px !important;
}
.leftul li{
	list-style-image:url("images/lefthandnav.gif");
	
}
.divider{
	width:95%;
	margin:0 auto;
	clear:both;
	padding:3px 0;
	border-bottom:1px dotted #CFCFCF
}
.arrowtable{margin:0;padding:0;float:left;clear:both;;padding:5px;padding-right:5px}
.tr td{border-bottom:1px dotted #c0c0c0;padding:10px 0}
.tr ul{padding:0;margin:0 !important}
.ma{float:right;width:65px;margin-right:7px;margin-top:6px;height:13px;border:none}
.ma:hover{border-bottom:1px solid #aab9db}
.black{color:#000000}
#gad{
	display:block;
	width:728px;
	height:90px;
	margin:3px 0
}
li.blog{
	list-style-type:none
}
li.blog a{
	width:183px;
	height:53px;
	margin-top:-11px;
	display:block;
	background:url("images/annuities_blog.gif") top left no-repeat
}
p#testimonialhp{
	width:156px;
	margin:0px auto;
	padding:3px 8px;
	font-size:10.5px;
	color:#31608a;
	display:block;
	font-style:italic;
	background:url("images/bg_testimonials_hp.gif") bottom left no-repeat
}
p#testimonialhp span{
	padding-top:5px;
	text-align:left;
	width:160px;
	display:block
}

.testimonial{
	width:680px;
	background:url("images/bg_testimonial.gif") top left no-repeat;
	margin-bottom:20px
}
.testimonialodd{
	width:680px;
	background:url("images/bg_testimonial_reverse.gif") top left no-repeat;
	text-align:right;
	margin-bottom:20px
}
.testimonial p, .testimonialodd p{
	padding:19px 15px;
	font-size:13px;
	width:650px;
	font-style:italic;
}
.testimonial p span, .testimonialodd p span{
	color:#787878;
	width:650px;
	display:block;
	text-align:right !important
}
.testimonial .testimonialend{
	clear:both;
	height:27px;
	background:url("images/bg_testimonial_bottom.gif") top left no-repeat
}
.testimonialodd .testimonialend{
	clear:both;
	height:27px;
	background:url("images/bg_testimonial_bottom_reverse.gif") top right no-repeat
}

.newform{
	margin-right:20px;
	width:650px;
	margin-left:7px !important
}
.newform td{
	padding-right:10px
}
.newform label{
	float:left;
	font-weight:bold;
	padding-top:3px;
	font-size:13px;
	margin-right:10px;
	clear:both;
	width:103px;
	margin-bottom:10px
}
.newform input, .newform select, .newform textarea{
	float:left;
	width:130px
}
.newform select{
	width:135px
}
.newform td{
	padding-top:5px;
	padding-bottom:10px;
	padding-left:10px;
	border-bottom:none !important
}
.gray, .gray select{
	color:gray
}
div.table{
	text-align:left !important
}
.pIcon{
	background:url('images/phoneIconInline.gif') center left no-repeat;
	padding-right:18px;
	padding-left:30px;
	height:15px;
	display:inline;
}

#rotateTagLine{visibility:hidden}