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Immediate annuity pay-outs are based on a detailed set of factors, including age, gender, investment amount, and type of pay-out. Some immediate annuities are currently paying 6.10% for a 70-year old and 5.5% for a 65-year old. Complete the form to the right to receive a free, no-obligation, immediate annuity quotes in a personalized report. If you prefer to speak directly to an Annuity FYI Expert to discuss the best immediate annuity for you, call an Annuity FYI Expert at 866-223-2121.

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What is an Immediate Annuity?

In an immediate annuity, the investor begins to receive payments immediately upon investing or at a predetermined date in the future. This is for investors that need immediate income from their annuity. When you purchase an immediate annuity you can choose between payments for a certain period of time (typically five to twenty years – “period certain”), payments for the rest of your life or your spouse’s life, or any combination of the two. You can even choose between a fixed payment that doesn’t vary or a variable payment that is based on market performance. In almost every case, once you purchase an immediate annuity it is an irrevocable decision between you and the insurance company and cannot be voided. If you fund your immediate annuity with after-tax dollars, each payment you receive will be part return of principal and part interest, so a portion of each payment will not be taxable.

Immediate Annuity Testimonials
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Thanks for taking the time to help me. It gives me great comfort knowing that you are looking out for my wife and my best interests and will continue to do so. May God watch over you all.

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I received your e-mail yesterday, and I want to really thank you from the bottom of my heart for your concern and interest. After speaking to all these other financial planners, you were the only ones who had any true conception of the situation. Again, Thank You.

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