| Company & Name of LWB Rider |
Maximum Annual Withdrawal Amount |
Guaranteed Withdrawals Based on Greater of |
Annual Cost (single/joint) |
To Order a Free Information Kit |
HD6 Plus
(Rider) |
4-6% depending on age, for life |
6% daily compounded growth with daily automatic resets if daily gains exceed 6% annualized (until first withdrawal) |
0.85% / 0.95% |
 |
Lifetime Withdrawal Guarantee II (LWG II)
(Rider) |
5% for life if withdrawals begin at ages 59 1/2 - 75
6% for life if withdrawals begin at age 76 or older |
annual step-ups until 91st birthday
or
account value |
1.25% / 1.50% |
|
LifeGuard Freedom 6
(Rider) |
4-7% depending on age, for life |
6% annual growth1
or
annual reset based on highest annual value
or
account value |
0.95% / 1.25% |
|
Income Protector / Lifetime Income Plus (LIP)
(Rider) |
3-7% depending on age, for life |
Withdrawal base
or
6% daily compounded roll-up until later of 10-year anniversary of contract issue date, or 65th birthday of oldest annuitant
or
Highest contract anniversary value |
0.95-1.10% /
0.95-1.10% |
|
Income Plus for Life
(Rider) |
5% single
4.75% joint |
5% bonuses increase the benefit base1 prior to age 95 with reset on annual contract anniversary
or
annual anniversary value through age 95
|
0.90%/0.90% |
|
Core Protect Advantage
(Rider) |
5% for life starting at age 65 |
5% annual simple growth1
or
Annual step-up on contract anniversary |
1.05% / 1.05% |
|
Core Income Advantage
(Rider) |
4% for life starting at age 65 |
Annual step-up on contract anniversary |
0.40% / 0.40% |
|
Transamerica
Retirement Income Choice
(Rider)
Neither AFSG Securities Corporation nor its affiliates, including Transamerica Life Insurance Company, sponsors or is in any way affiliated with Annuity FYI |
3.5% to 6% depending on age, for life
For an additional rider fee, the withdrawal % doubles if annuitant or spouse is in a hospital or nursing facility for > 180 days (restrictions apply) |
5% annual compounded growth1
or
Automatic step-ups on each rider anniversary to the greater of the account value, Withdrawal Base, or highest rider month anniversary. |
0.40%-1.25%/0.40%-1.25% depending on asset allocation model |
|
