Home / Guaranteed Account Value

What is an Account Value?

The starting account value is the amount you use to purchase a variable annuity. Each year, your account value may grow or decrease, depending on the return of your sub-accounts, minus fees and charges.

Variable annuities come with a host of optional features that you can select for an additional annual fee. One common type of variable annuity feature is the guaranteed account value benefit, also known as a GAV.

The GAV option added to a variable annuity a) guarantees your initial premium amount as a lump sum regardless of market performance; b) allows your account value to appreciate with market upside; and c) allows you to withdraw 100% of your account value at the end of a certain time period.

 

This web page has been reviewed for compliance.
Document reference: #1500261-18

Continue


ANNUITY FYI’S TOP GAV RIDERS

Company Product Name
metLife_logo Guaranteed Principal Option (GPO) Rider
pacific_life Guaranteed Protection Advantage (GPA3) Rider
ohio-national Guaranteed Principal Protection Rider
Click Here for Complete List…

FROM OUR BLOG

Criticism of Buffer Annuities: Is it Justified?

Have you heard of “buffer annuities?” They’re described as sort of a cross between variable and indexed annuities. Through exposure …

Read More

Voya Financial Announces Fixed Index Annuity Product

In an expansion of its portfolio of fixed index annuity products, Voya Financial, Inc. (NYSE: VOYA) has just announced the …

Read More

Study Answers: Who Favors Immediate Annuities?

A recent study, conducted by the Employee Benefit Research Institute, set out to determine just which investors are looking to …

Read More

New Enhanced Annuity Benefits from Lincoln Financial Group

In an effort to add more flexible investment requirements and increased income payouts, Lincoln Financial Group (NYSE: LNC) recently announced …

Read More

ARTICLES & GUIDES

Criteria for Evaluating GAV Benefit Annuities

Criteria for Evaluating GAV Benefit Annuities

When evaluating the numerous guaranteed account value benefit (GAV) annuity products on the market…

Share Button

Annuityfyi.com - Prefooter

Contact

Mailing Address:

1165 NE 105 St.
Miami Shores, FL 33138

Email:

support@annuityfyi.com

Phone:

(866) 223-2121

Follow Us On

BBB Logo

Copyright © 2017 AFYI Holdings Group, LLC, All Rights Reserved

Share On Facebook
Share On Twitter
Share On Google Plus
Share On Linkedin
Share On Pinterest