Compare Fixed Annuities

The fixed annuities in the chart below are what we believe to be the most competitive fixed deferred products available in the annuity marketplace today. Compare fixed annuity rates, minimum initial premiums, and other features.

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Results for Fixed Annuities

Company & Annuity Click below to order a free info kit!	Guaranteed Rate * (rates in bold are top for that period)	Noteworthy Bonuses & Features	Minimal Initial Premium	Surrender Period & Allowable Free Withdrawals (W/D)¹	To Order a Free Information Kit
Annuity FYI Pick!!! ProSaver Platinum	15 Years: 5.80%* 10 Years: 5.55%* 8 Years: 5.30%* 7 Years: 5.10%* 6 Years: 4.75%* 5 Years: 4.50%* 4 Years: 4.50%* 3 Years: 4.15%* 2 Years: 3.70%* Rates effective as of 07/15/08	*Subtract 0.25% per year from amounts below $100,000 15-Year Rate for over $100,000 currently at 5.80%!!!!	$10,000	7 years: 6%,6,5,4,3,2,1% W/D: unlimited prior 12 months interest earned
Frontiers	10 Years: 5.65% 9 Years: 5.45% 8 Years: 5.25% 7 Years: 4.95% 6 Years: 4.60% 5 Years: 4.20% Rates effective through 07/25/08	Low initial premium	$2,000 Qualified $5,000 Non-Qualified	7 Years: 7%,6,5,4,3,2,1% W/D: unlimited prior 12 months interest earned
Jackson National Life Target Select	10 Years: 4.90%* 9 Years: 5.61%* 8 Years: 4.63%* 7 Years: 4.39%* 6 Years: 5.07%* 5 Years: 3.85%* Rates effective as of 07/07/08	*Subtract 0.30% per year from amounts below $100,000	$10,000	10 Years: 7%,7%, 7%, 6%, 5%, 4%, 3%, 2% 1% W/D: 10% annually
ING Golden Select Guarantee	10 Years: 5.40% 9 Years: 5.35% 8 Years: 5.25% 7 Years: 5.10% 6 Years: 4.90% 5 Years: 4.70% Rates effective through 08/05/08 Disclosures >	Low initial premium	$1,500 Qualified $5,000 Non-Qualified	10 Year contract: 8%, 7,6,5,4,3,2,1,0,0% 7 Year contract: 8%,7,6,5,4,3,2% 5 Year contract: 8%,7,6,5,4% W/D: unlimited prior 12 months interest earned
Midland National Guarantee Plus & Direct Guarantee	10 Years: 5.25% 9 Years: 5.25% 8 Years: 5.20% 7 Years: 5.25% 6 Years: 5.15% 5 Years: 5.25% 4 Years: 5.20% 3 Years: 4.73% Rates effective since 07/01/08		$2,000 Qualified $10,000 Non-Qualified	Guarantee Plus: 10%,10, 10,10,10,9,8,6,4,2% Direct Guarantee 8%, 8, 8, 8, 8, 8, 8, 8, 6, 4% W/D: unlimited prior 12 months interest earned
Annuity Investors Life Asset Select	3 Years: 4.10% 2 Years: 3.50% 1 Year: 3.35% Rates effective as of 07/07/08	1-, 2-, and 3-year contracts available at competitive rates	$10,000	3 Year: 7%,7,6% W/D: no free withdrawals
CRC Select	10 Years: 5.65% 9 Years: 5.50% 8 Years: 5.35% 7 Years: 5.20% 6 Years: 5.00% 5 Years: 4.75% Rates effective through 08/04/08	Low initial premium	$2,000 Qualified $5,000 Non-Qualified	10 years: 6%, 6, 5, 4, 3, 2, 2, 2, 2, 2% W/D: unlimited prior 12 months interest earned
Momentum Advantage	10 Years: 5.32% 7 Years: 5.15% 5 Years: 4.74% 4 Years: 4.23% Rates effective since 07/01/08	4-year contract available	$20,000	10 Years: 8%,8,7,7,6,6,5,5,4,4% 7 Years: 8%,8,7,7,6,6,5% 5 years: 8%,8,7,7,6% 4 years: 8%,8,7,7% W/D: unlimited, up to 10% of annual account value
Certainty Select	10 Years: 5.25% 8 Years: 4.73% 6 Years: 4.66% 5 Years: 4.85% 3 Years: 4.00% Rates effective since 07/07/08	3-year contract available	$10,000	10 Years: 7%,7%, 7%, 6%, 5%, 4%, 3%, 2% 1% W/D: 10% annually
Palladium MYG	10 Years: 5.00%* 9 Years: 4.87%* 8 Years: 5.15%* 7 Years: 4.94%* 6 Years: 4.75%* 5 Years: 5.00%* 4 Years: 4.45%* 3 Years: 4.30%* Rates effective through 08/01/08	*Subtract 0.10% per year from amounts below $100,000	$5,000	10 years: 8%,8,8,7,6,5,4,3,2,1% W/D: Year 1: unlimited 12 months interest earned. After year 1: 10% of policy value
Wealth Fortifier	9 Years: 4.12% 7 Years: 4.74% 6 Years: 5.07% 5 Years: 4.65% 4 Years: 4.75% Rates effective since 07/02/08	While other rate periods are available, 4-year rate is very competitive	$100,000	9 Years: 8%,8,7,6,5,4,3,2,1% W/D: monthly interest in 1st year, 10% annually thereafter
Guaranteed Advantage Annuity	6 Years: 5.14% Rates effective through 07/31/08	This rate represents a 1% premium bonus made available by Beneficial to Annuity FYI	$5,000	6 years: 8.32%, 7.65, 6.73, 5.79, 4.85, 3.90% W/D: interest only years 2-6
Focused Growth Annuity	6 Years: 5.10%* 5 Years: 4.90%* Rates effective since 07/01/08	*Subtract 0.10% per year to amounts below $100,000	$15,000	6 years: 8%,7,6,5,4,3% 5 years: 8%,7,6,5,4% W/D: after 30 days, interest only. Nursing home and terminal condition waivers, after the 1st contract year. Full value at annuitant death, available immediately.
Loyal American Life Loyal SureSaver	5 Years: 5.20%* Rates effective since 07/07/08	*5.00% for amounts under $100,000.	$100,000	5 Years: 7%,6,5,4,3% W/D: 10% annually
Guaranteed Step-Up Annuity	5 Years: 4.70% Rates effective through 07/31/08	This rate represents a 1% premium bonus made available by Beneficial to Annuity FYI	$5,000	5 Years: 7%, 7, 7, 6, 5% W/D: 10% annually
Allstate® Treasury-Linked Annuity	5 Years: 3.75%* Rates effective as of 07/22/08	Subtract 0.25% from amounts below $100,000 Guaranteed interest rate that may increase based on the upside performance of the 5-year Constant Maturity U.S. Treasury Rate. No MVA.	$3,000 Qualified $5,000 Non-qualified	10 years: 9%,8,8,7,6,5,4,3,2,1% W/D: unlimited, up to 10% of policy value

^* Rates current as of: 07/23/08. Please note that Annuity FYI makes every effort to make sure that rates on this site are the most recent rates. However, rates are subject to change at anytime by each insurance company without notice, and as such actual rates may be different that what is listed on Annuity FYI. Contact Annuity FYI or your financial professional to verify rates prior to making any investment decisions.

¹ Withdrawals are subject to income tax and prior to age 59 1/2 a 10% federal penalty tax may apply.

Reviewed 06/23/08.