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Why Do We Feature Beneficial Financial Group's Index 5/7 Fixed-Indexed Annuity?
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We feature Beneficial Financial Group’s Index 5/7 Fixed-Indexed Annuity (FIA) because it offers a relatively high guarantee -- 2-3% on 100% of principal (less withdrawals), and a reasonable surrender period (5 or 7 years).
But what makes this FIA particularly unique is that it is one of the few FIAs we’ve found that offer a lifetime withdrawal benefit that does not require annuitization. Beneficial’s Index 5/7 with the Guaranteed Lifetime Withdrawal Benefit Rider guarantees you:
- Guaranteed income for life that you cannot outlive;
- Guaranteed access to 100% of your Index annuity cash value;
- Guaranteed access to 10% of your accumulation value annually without a withdrawal charge (withdrawals are subject to income tax and prior to age 59 1/2 a 10% federal penalty tax may apply);
- Guaranteed principal minimum return protection
Prior to investing, be sure and get the current caps and participation rates, and the renewal rate history. Contact Annuity FYI at 866-223-2121 for a complete information kit and a full current prospectus.
For more information contact an Annuity FYI Expert at 866 223-2121.
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Beneficial Financial Group Index 5/7 with Guaranteed Lifetime Withdrawal Benefit Rider