Company & Product Name
Click below to order a free info kit! |
Index |
Guaranteed Principal Amount
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Index Crediting Method
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Surrender Period
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| The following fixed-indexed annuities are
considered by Annuity FYI to be worthy of investment
consideration based on our own due diligence, as well
as on the ratings from two independent third-party research
firms. |
Index 5 / 7
investors kit
or call 866-223-2121 |
S&P 500® |
Index 5:
1.5% on 100% of principal (less withdrawals)
Index 7:
2% on
100% of principal (less withdrawals) |
Monthly averaging with a spread
Annual point-point with a participation rate
Annual point-point with a cap
Fixed interest |
Index 5: 5 years:
8%,7,6,5,4%
Index 7: 7 years:
9%, 8, 7, 6, 5, 4, 3% |
ING
Secure Index Five Annuity
investors kit
or call 866-223-2121 |
S&P 500®
Disclosures |
1.5% on 100% of premium less withdrawals, surrender charges, and premium taxes, if any |
Annual point-point with a cap
Fixed account
Monthly cap |
5 years: 8%, 7.5, 6.5, 5.5, 4.5% |
 OptiChoice 5
investors kit
or call 866-223-2121 |
S&P 500® |
1.25% on 100% of principal (less withdrawals) for the 1st 5 years
1-3% after 5 years |
1-year point-to-point
1-year monthly cap
1-year monthly average with spread
fixed account |
5 years: 9%, 8, 7, 6, 5% |
| The following fixed-indexed annuities
are popular in the industry, but Annuity FYI believes
that they do not represent the best annuity investments.
We include them here for comparison purposes -- we are
not recommending them. |
Market Power Bonus
investors kit
or call 866-223-2121 |
S&P 500® |
87.5% compounded at 2%
+10% first-year bonus |
1-year point-to-point with cap
2-year monthly averaging with cap
1-yr monthly average with participation rate
1-year monthly point-to-point
annual reset daily averaging w/ cap
fixed account |
Long surrender period:
14 years: 20%, 20, 19, 19, 18, 17, 16, 14, 12, 10, 8, 6, 4, 2% |
Endurance 15
investors kit
or call 866-223-2121 |
S&P 500®
Nasdaq 100®
FTSE 100 index
Blended index
Fixed interest
|
90% compounded at 1.5 - 3% |
Annual point-to-point with annual reset
Monthly sum with annual reset
Monthly average no cap with spread |
Varies by state, but typically 10 years: 10%,10,10,8.75,7.5,6.25,5,3.75,2.5,1.25% |
Master Dex 10 Plus
investors kit
or call 866-223-2121 |
S&P 500®
Nasdaq 100®
FTSE 100 index
Blended index
Fixed interest
|
87.5% compounded at 1-3%, + 10% bonus |
Annual point-to-point with annual reset
Monthly sum with annual reset
Monthly average |
To recieve the annuitization value, the contract must
be held in deferral for a minimum of five years, and
annuity payments must be taken over a minimum of ten years.
If this requirement is not met, you will receive your
contract's cash surrender value, which will result in
a loss of bonus, indexed interest, fixed interest, and
a partial loss of principal |
