| Company & Annuity |
Bonus Amount & Features |
Surrender Charges |
Free Withdrawals |
MEA Fees |
To Order a Free Information Kit |
Perspective Rewards |
Under $100k: 6%
$100k+: 8% |
9 years starting at 7.5% |
10% beginning of year of contract value per year |
1.80% |
 |
ONcore Xtra |
4% |
8 years:
9%,8,7,6,5,4,2,1% |
10% of contract value per year |
1.40% |
|
Series Xtra
 |
7% for $200,000+
6% for <$200,000 |
9 years:
8%,8,7,6,5,4,3,2,1% |
10% of Total Purchase Payments Annually (after year 1) and all earnings |
1.70% |
|
X Series |
6%
|
9 years starting at 9% |
10% of purchase payments |
1.85% for the first 10 years
1.3% after 10 years |
|
Accumulator Plus /
Retirement Cornerstone CP
|
Up to $350k: 4%
$350k+: 5%
|
9 years:
8%,8,7,7,6,5,4,3,2% |
10% beginning of year of contract value per year |
1.55% |
|
Value |
Under $250k: 4%
$250k + : 5%
Bonus is on first year plus subsequent contributions |
7 years:
9%,9,7,7,5,5,4% |
10% of purchase payments |
1.40% |
|
Vision Bonus |
6%
|
9 years starting at 8.5% |
12% of purchase payments |
1.70% |
|
