Compare Guaranteed Minimum Income Benefit Riders

This GMIB, which can be applied to AXA's Accumulator series of variable annuities, has a high, 5.5% compounded dollar-for-dollar guarantee¹, until a relatively advanced age of 85.

It also offers the ability to reset the income base on each contract anniversary.

The rider permits up to 5% dollar-for-dollar annual withdrawals after the first year.

This GMIB can be applied to AXA's Retirement Cornerstone series of variable annuities. The dollar-for-dollar compounded guarantee¹ is based on the 10-year Treasury + 1%-1.5%, but no less than 4% or greater than 8%. And if no withdrawals are taken in the first two years, they will set a minimum 6% compounded guarantee. And compounding lasts until a very advanced age of 95.

It also offers the ability to reset the income base on each contract anniversary.

The rider permits 4-8% dollar-for-dollar annual withdrawals after the first year.

MetLife Investors GMIB Max has a high, 5% compounded dollar-for-dollar guarantee¹ (until annuitization), until the contract anniversary prior to the oldest contract owner's 91st birthday.

It also offers the ability to reset the income base on each contract anniversary prior to the oldest contract owner's 81st birthday.

The rider permits up to 5% dollar-for-dollar annual withdrawals, available immediately.

NSLA's GMIB Rider has a high, 5% compounded dollar-for-dollar guarantee during the deferral period, until the earlier of age 85 or the 24th rider anniversary.

It also offers the ability to reset the income base on each contract anniversary prior to age 75.

The rider permits up to 5% dollar-for-dollar annual withdrawals, available immediately.

Available only in New York

We've received lots of phone calls and e-mails about the absence of this rider form our site -- it was discontinued for new purchases by Ohio National on May 1, 2010. Ohio National has since added a Lifetime Withdrawal Benefit rider that we recommend in its place.