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Home > Death Benefit Annuities

Compare Death Benefit Annuity Riders

The variable annuities compared by death benefit provision in the table below are what we believe to be the most competitive death benefit annuity riders available on the market today. Contact Annuity FYI to request more information about death benefits.

What is a death benefit?
Criteria for evaluating these annuities/riders.
For financial strength ratings on companies below, click here.

Death Benefits

Company	Option 1: Highest Value Guarantee: Upon death, your beneficiary is guaranteed the greater of your account value or...	Option 2: Guaranteed Rate: Upon death, your beneficiary is guaranteed the greater of your account value or...	Option 3: Highest Value Guarantee: Upon death, your beneficiary is guaranteed the greater of your account value or...	To Order a Free Information Kit
Death Benefit Rider	Highest value on any contract anniversary, capped at contract anniversary following 85th birthday	Greater of 5% roll-up up to contract anniversary following the 80th birthday	25-40% of the earnings of the contract, or any of the benefit bases, capped at 50-100% of purchase payments or $1 million
Jackson National Life Death Benefit Rider	Highest account value on any previous quarterly contract anniversary, $5 million cap	5-6% guaranteed rate depending on age until age 81	40% of the earnings of the contract up to age 70, 25% of the contract from ages 70-75 capped at 250% of premium
Enhanced Death Benefit Max	Highest value on any contract anniversary, prior to age 81	5% roll-up to contract anniversary immediately prior to age 91.	None
Death Benefit Rider (Accumulator Series)	Annual ratchet (highest anniversary value on any previous contract anniversary, to age 85)	Greater of 5.5% roll-up to age 80, or annual ratchet. Plus, annual resets.	25-40% of contract earnings
Guaranteed Death Benefit Rider (Retirement Cornerstone Series)	Annual ratchet (highest anniversary value on any previous contract anniversary, to age 85)	Greater of 4-8% roll-up (based on 10-year Treasury + 1%-1.5%) to age 85, or annual ratchet.	None

Updated 02/01/12. Reviewed 03/01/11.